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1432 Lance Ave, Elburn, IL 60119 Property Records

Kane County property record for 1432 Lance Ave, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Lot Size0.234 acres (10,200 sqft)
Owner2 Company Names on File
Last Sale$89,000 (Apr 2022)
Tax Bill$14,033 (2025)
Deeds & MortgagesMay 2023 Construction Loan
Apr 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-09-330-007

Property Details

APN / Parcel Number

Primary APN11-09-330-007

Exterior

Lot Area10,200 sqft (0.234 acres)

Location & Zoning

Street Address1432 LANCE AVE
CityELBURN
StateIL
Zip60119-7847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLACKBERRY CREEK SUB UNIT NO 12 LT 1115
Legal SubdivisionBLACKBERRY CREEK SUB
Legal Block2
Legal Lot Number1115
Legal Unit12
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group2
Census Block2051
Census Tract854507

Owner

1432 Lance Ave is owned by a company that acquired it in July 2025 and is owner-occupied.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Company Names on File
Mailing Address1432 LANCE AVE, ELBURN, IL 60119-7847
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · Construction Mortgage
WINTRUST MORTGAGE
Apr 4, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 26, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
JOHN J STAMMEN REVOCABLE TRUST
Jul 3, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on File
Deed SaleApr 4, 2022 · Amount on File
Prior SaleJul 3, 2019 · Amount on File
Deed Document Number202218432
Last Transfer DateJul 12, 2025
Transfer Doc0000032216
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1432 LANCE AVE, ELBURN, IL 60119-7847
Transaction TypeMortgage
Record UpdatedJun 1, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2807 WEAVER LN, BATAVIA, IL 60510-7686

Mortgage

Document Number0000016382
DateMay 23, 2023
Instrument2023K016382
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term376 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2031
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change10.8%
Index6-Month LIBOR
Max Rate10.8%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 4, 2022
Property Address1432 LANCE AVE, ELBURN, IL 60119-7847
Document Number0000018432
Map ReferenceDOC 2006K013187
Instrument DateMar 17, 2022
Instrument2022K018432
Transaction TypeTransfer
Record UpdatedApr 11, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$89.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1169 INDEPENDENCE AVE, 1169, ELBURN, IL 60119-7833

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2807 WEAVER LN, BATAVIA, IL 60510-7686

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 26, 2021
Property Address1432 LANCE AVE, ELBURN, IL 60119-7847
Document Number0000057132
Instrument DateApr 15, 2021
Instrument2021K057132
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1169 INDEPENDENCE AVE, ELBURN, IL 60119-7833

Mortgage

Document Number0000057133
DateJul 26, 2021
Instrument2021K057133
Lender
NameJOHN J STAMMEN REVOCABLE TRUST
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 3, 2019
Property Address1432 LANCE AVE, ELBURN, IL 60119-7847
Document Number0000028331
Instrument DateJul 1, 2019
Instrument28331
Transaction TypeTransfer
Record UpdatedJul 10, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
Tax$79.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2025 PERSIMMON DR ST CHARLES IL 601741326, ST CHARLES, IL 60174-1326

Tax Assessment & Valuation

The 2025 property tax bill for 1432 Lance Ave was $14,033 with exemptions applied.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,033.00 Homeowner's exemption Senior Citizen's exemption
2024$173,021 Land $18,723 Building $154,298$519,271 Land $56,191 Building $463,079
2022$1,475.00 (+3.58%)$15,508 (+4.48%) Land $15,508$46,524 (+4.48%) Land $46,524
2021$1,424.00$14,843 Land $14,843$44,529 Land $44,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1432 Lance Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1432 Lance Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20

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