Ocean County and Lacey Township property record for 1432 Jay St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,800 sqft · built 1970 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Sep 1999) |
| Tax Bill | $6,537 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01191-0000-00010 |
| Primary APN | 13-01191-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,664 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,201 sqft (0.119 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00072421 |
|---|---|
| Street Address | 1432 JAY ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-4042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 52 X 100 AVG 11 |
| Legal Subdivision | LAKE SERENE ESTATES MAP |
| Legal Block | 1191 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 732004 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1432 JAY ST, FORKED RIVER, NJ 08731-4042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 1999 · Amount on Record |
| Deed Sale | Sep 27, 1999 · Amount on Record |
| Deed Document Number | 199987830 |
| Deed Book / Page | 5741 / 968 |
| Last Transfer Date | Apr 20, 2004 |
| Transfer Doc | 0129390503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1432 JAY ST, FORKED RIVER, NJ 08731-4042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | INVESTORS FIRST TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0185561058 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 18556/1058 |
| Instrument | 2021097435 |
| Name | BFF LENDING SERVICE INC |
|---|---|
| Type | Mortgage Company |
| Address | HOLMDEL, NJ 07733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,000 (-) Land $60,300 Building $178,700 | $239,000 (-) Land $60,300 Building $178,700 | |
| 2025 | $6,537.00 (+7.94%) | $239,000 (-) Land $60,300 Building $178,700 | $239,000 (-) Land $60,300 Building $178,700 |
| 2024 | $6,056.00 (+11.98%) | ||
| 2023 | $239,000 Land $60,300 Building $178,700 | $239,000 Land $60,300 Building $178,700 | |
| 2022 | $5,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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