Orange County property record for 1432 Gray Bluff Trl, Chapel Hill, NC 27517
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,478 sqft · built 1994 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Jul 2026) |
| Tax Bill | $7,170 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9787-78-1900 |
| Primary APN | 9787-78-1900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 4,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Deck Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1432 GRAY BLUFF TRL |
|---|---|
| City | CHAPEL HILL |
| State | NC |
| Zip | 27517-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 21 SEC 2 FARRINGTON HILLS P16/193 |
| Legal Subdivision | FARRINGTON HILLS |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12201 |
1432 Gray Bluff Trl is owned and occupied by two individuals who bought it in July 2026.
Source: Orange County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1432 GRAY BLUFF TRL, CHAPEL HILL, NC 27517-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC |
| Apr 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on File |
| Deed Sale | Jul 1, 2026 · Amount on File |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 202630135624 |
| Deed Book / Page | 6920 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Jul 1, 2026 |
| Property Address | 1432 GRAY BLUFF TRL, CHAPEL HILL, NC 27517-9126 |
| Document Number | 0030135624 |
| Book / Page | 6920 / 232 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202630135624 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1432 GRAY BLUFF TRL, CHAPEL HILL, NC 27517-9126 |
| Investor | Possibly a Property Investor |
| Document Number | 0030135625, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202630135625 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Sep 1, 2022 |
| Property Address | 1432 GRAY BLUFF TRL, CHAPEL HILL, NC 27517-9126 |
| Document Number | 0006794259 |
| Book / Page | 6794 / 259 |
| Map Reference | MB 16 PG 193 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 30078172 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1432 GRAY BLUFF TRL, CHAPEL HILL, NC 27517-9126 |
| Document Number | 0006794262 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 6794/262 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 1432 GRAY BLUFF TRL, CHAPEL HILL, NC 27517-9126 |
| Document Number | 6450216 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1432 GRAY BLUFF TRL CHAPEL HILL NC 275179126, CHAPEL HILL, NC 27517-9126 |
| Document Number | 6450216 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 006450/000216 |
| Instrument | 67980 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 1432 Gray Bluff Trl was $7,170, up 4.7% from the year before.
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,170.00 (+4.66%) | $745,000 (-) Land $320,000 Building $425,000 | $745,000 (-) Land $320,000 Building $425,000 |
| 2025 | $6,851.00 | $745,000 Land $320,000 Building $425,000 | $745,000 Land $320,000 Building $425,000 |
| 2023 | $5,417.00 | $450,100 Land $130,000 Building $320,100 | $450,100 Land $130,000 Building $320,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1432 Gray Bluff Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1985–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1432 Gray Bluff Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures