Calvert County property record for 1432 E Chesapeake Beach Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,988 sqft · built 1982 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Dec 2023) |
| Tax Bill | $3,784 (2023) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-079007 |
| Primary APN | 03-079007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Total Area |
| 1st Floor Area | 1,348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.619 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079007 |
|---|---|
| Old Parcel Number | 3079007 |
| Street Address | 1432 E CHESAPEAKE BEACH RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-9247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 5 BAY BREEZE ESTS |
| Legal Subdivision | BAY BREEZE ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 860300 |
1432 E Chesapeake Beach Rd is owned and occupied by an individual who bought it in December 2023.
Source: Calvert County records, as of January 8, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1432 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on File |
| Deed Sale | Dec 22, 2023 · Amount on File |
| Prior Sale | Jul 5, 1994 · Amount on File |
| Deed Document Number | 0006517392 |
| Deed Book / Page | 6517 / 392 |
| Record Updated | Jun 7, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 22, 2023 |
| Property Address | 1432 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9247 |
| Document Number | 0065170392 |
| Book / Page | 6517 / 392 |
| Map Reference | MB JLB 1 PL 51 |
| Instrument Date | Dec 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1432 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9247 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1432 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9247 |
| Document Number | 0006517399 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 6517/399 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,784.00 | $364,200 | $406,400 Land $141,500 Building $264,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1432 E Chesapeake Beach Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1432 E Chesapeake Beach Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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