1432 Division St, Klamath Falls, OR 97601 Property Records

Klamath County property record for 1432 Division St, Klamath Falls, OR 97601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,603 sqft · built 1966
Lot Size	0.139 acres (6,098 sqft)
Owner	Trust Name on File
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Sep 2025 Sale Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3809-033DC-09500-000`

Property Details

APN / Parcel Number

Primary APN	`R-3809-033DC-09500-000`
Alternative APN	`632836`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area

Exterior

Year Built	Built 1966
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	632836
Street Address	1432 DIVISION ST
City	KLAMATH FALLS
State	OR
Zip	97601-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	MILLS 2ND ADDITION, BLOCK 216, LOT 16
Legal Range	9EE
Legal Township	38S
Legal Section	33
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	MILLS 2ND ADDITION
Legal Block	216
Legal Lot Number	16
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	4
Census Block	4019
Census Tract	971600

Owner

1432 Division St is held in a trust since September 2025.

Source: Klamath County records, as of November 28, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer
Jul 5, 2019	Warranty Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025
Deed Sale	Sep 23, 2025
Prior Sale	Jul 5, 2019 · Amount on File
Deed Document Number	2025-008468
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Sep 23, 2025
Property Address	1432 DIVISION ST, KLAMATH FALLS, OR 97601-4305
Document Number	0000008468
Instrument Date	Aug 14, 2025
Instrument	2025-008468
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4902 PARK BLVD, PIEDMONT, CA 94611-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Jul 5, 2019
Property Address	1432 DIVISION ST, KLAMATH FALLS, OR 97601-4305
Document Number	0000007578
Instrument Date	Jun 27, 2019
Instrument	2019-7578
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	490 LAKE PARK AVE UNIT 10385, 10385, OAKLAND, CA 94610-8013

Mortgage

Document Number	0000007579
Date	Jul 5, 2019
Instrument	2019-7579

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1432 Division St was $1,996, up 2.4% from the year before.

Source: Klamath County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Municipality	Klamath Falls City
Unified School District	Klamath Falls City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00 (+2.41%)	$116,570 (+3%)	$287,050 (-6.83%) Land $29,470 Building $257,580
2024	$1,949.00 (+4.11%)	$113,180 (-)	$308,090 (+110.63%) Land $28,590 Building $279,500
2023	$1,872.00 (+2.07%)	$113,180 (+6.08%)	$146,270 (-40.97%) Land $26,850 Building $119,420
2022	$1,834.00	$106,690	$247,810 Land $22,920 Building $224,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1432 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1432 Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless	100 / 30

May also be available: CentraCom, T-Mobile.

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