1432 Colonial Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1432 Colonial Dr, Saint Charles, MO 63304

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,708 sqft · built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Nov 2020)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072500152`

Property Details

APN / Parcel Number

Primary APN	`T072500152`
Alternative APN	`3-0165-A108-00-1432.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Basement Area	1,696 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2013
Architectural Style	Condo/Apartment
Exterior Material	Composition/Composite
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T072500152
Old Parcel Number	T072500152
Street Address	1432 COLONIAL DR
City	SAINT CHARLES
State	MO
Zip	63304-6867
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COLONIAL GREEN LOT 1432
Legal Range	03E
Legal Township	46N
Legal Subdivision	COLONIAL GREEN
Legal Lot Number	1432
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1023
Census Tract	311740

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1432 COLONIAL DR, COTTLEVILLE, MO 63304-6867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 23, 2020	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Sep 17, 2018	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Sep 17, 2018
Deed Document Number	0202091175
Deed Book / Page	2020 / 91175
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1432 COLONIAL DR, SAINT CHARLES, MO 63304-6867
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000753790
Date	Dec 31, 2019
Book Page	7208/1152
Instrument	20191231000753790

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 23, 2020
Property Address	1432 COLONIAL DR, SAINT CHARLES, MO 63304-6867
Document Number	0000091175
Instrument Date	Nov 19, 2020
Instrument	91175
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 COLONIAL DR COTTLEVILLE MO 633046867, COTTLEVILLE, MO 63304-6867

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2018
Property Address	1432 COLONIAL DR, SAINT CHARLES, MO 63304-6867
Document Number	0069780395
Book / Page	006978 / 000395
Instrument Date	Sep 6, 2018
Instrument	533250
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1432 COLONIAL DR COTTLEVILLE MO 633046867, COTTLEVILLE, MO 63304-6867

Mortgage

Document Number	69780397
Date	Sep 17, 2018
Book Page	006978/000397
Instrument	533260

Lender

Name	DAS ACQUISITION
Address	LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,567.00	$74,148 (+5.18%)	$390,254 (+5.18%)
2023		$70,497
2022			$371,037 Building $371,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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