1432 Apple Ridge Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 1432 Apple Ridge Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 948 sqft · built 1996
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,600 (Feb 2023)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093.005.04001133`

Property Details

APN / Parcel Number

Primary APN	`093.005.04001133`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	948 sqft Living Area
Gross Area	1,168 sqft
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	220 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1432 APPLE RIDGE CT
City	ARNOLD
State	MO
Zip	63010-4874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SUNNY BROOK FARM ADD AKA APPLE VALLEY PHS 3 LOT 146
Legal Range	6E
Legal Township	42N
Legal Section	05
Legal Subdivision	SUNNY BROOK FARM ADD
Legal Block	3
Legal Lot Number	146
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3002
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1432 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 2, 2020	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
May 3, 2017	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	20234083
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	0000037677
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 21, 2023
Property Address	1432 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Document Number	0000004083
Map Reference	MB 135 PG 18
Instrument Date	Feb 15, 2023
Instrument	2023R-004083
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004084
Date	Feb 21, 2023
Instrument	2023R-004084

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	1432 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Document Number	0000022408
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 APPLE RIDGE CT ARNOLD MO 630104874, ARNOLD, MO 63010-4874

Mortgage

Document Number	0000022408
Date	Jun 25, 2020
Instrument	22408

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.8%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	1432 APPLE RIDGE CT, ARNOLD, MO 63010-4874
Document Number	0000017147
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 APPLE RIDGE CT ARNOLD MO 630104874, ARNOLD, MO 63010-4874

Mortgage

Document Number	0000017147
Date	Jun 7, 2017
Instrument	17147

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,000 (-) Land $5,900 Building $30,100	$189,500 (-) Land $31,100 Building $158,400
2025	$2,487.00 (+5.29%)	$36,000 (+8.76%) Land $5,900 Building $30,100	$189,500 (-) Land $31,100 Building $158,400
2024	$2,362.00 (+0.6%)		$189,500 (+8.6%) Land $31,100 Building $158,400
2023	$2,348.00 (+0.13%)	$33,100 (-) Land $5,900 Building $27,200	$174,500 (-) Land $31,100 Building $143,400
2022	$2,345.00	$33,100 Land $5,900 Building $27,200
2021			$174,500 Land $31,100 Building $143,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1982–2013)
Most Recent Claim	Jun 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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