Cullman County property record for 1432 3rd St SW, Cullman, AL 35055
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,225 sqft · built 1956 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,116 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-16-1-019-001.002 |
| Primary APN | 17-05-16-1-019-001.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Base Area |
| 1st Floor Area | 1,225 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 76119 |
|---|---|
| Street Address | 1432 3RD ST SW |
| City | CULLMAN |
| State | AL |
| Zip | 35055-3255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 100'X100' AT ROEMONT AND 3RD STREET SW |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 16 |
| Legal Quarter | 1 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 964800 |
1432 3rd St SW is owned by a company that acquired it in March 2010.
Source: Cullman County records, as of November 7, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4084 VERBENA DR, MOODY, AL 35004-3600 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2010 |
| Deed Sale | Mar 16, 2010 |
| Deed Document Number | 0000593481 |
| Deed Book / Page | 593 / 481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULLMAN AL |
| Recording Date | Jun 15, 2026 |
| Property Address | 1432 3RD ST SW, CULLMAN, AL 35055-3255 |
| Document Number | 2170000586 |
| Book / Page | 2170 / 586 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 2170000586, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 2170/586 |
| Name | TRADITIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1432 3rd St SW was $1,116.
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Cullman City |
| Unified School District | Cullman City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,116.00 | $29,000 | $145,000 Land $60,000 Building $85,000 |
| 2023 | $995.00 (+18.31%) | $25,860 (+18.3%) | $129,300 (+18.3%) Land $53,900 Building $75,400 |
| 2022 | $841.00 | $21,860 | $109,300 Land $40,800 Building $68,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1432 3rd St SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2020 · Severe Thunderstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1432 3rd St SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CULLMAN COUNTY WATER DEPARTMENT serves 57,006 people · EPA ID AL0000394 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures