1432 2nd St, Elko, NV 89801 Property Records

Elko County property record for 1432 2nd St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1959
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2024)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-014-022`

Property Details

APN / Parcel Number

Primary APN	`001-014-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,334 sqft
Basement Area	486 sqft

Exterior

Year Built	Built 1959
Construction Type	Frame
Lot Area	7,492 sqft (0.171 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1432 2ND ST
City	ELKO
State	NV
Zip	89801-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5 LOTS 10-12 BLK 126
Legal Subdivision	FIRST ADDITION
Legal Block	126
Legal Lot Number	10,12 12
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1032
Census Tract	950900

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1432 2ND ST, ELKO, NV 89801-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 14, 2020	Bargain and Sale Deed, Transfer · VA Mortgage USAA FSB
Nov 26, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Document Number	835292
Record Updated	Jun 8, 2026

April 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 5, 2024
Property Address	1432 2ND ST, ELKO, NV 89801-2804
Document Number	0000835292
Map Reference	DOC 5A
Instrument Date	Apr 2, 2024
Instrument	835292
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1432 2ND ST, ELKO, NV 89801-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 2ND ST, ELKO, NV 89801-2804

Mortgage

Document Number	0000835293
Date	Apr 5, 2024
Instrument	835293

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 14, 2020
Property Address	1432 2ND ST, ELKO, NV 89801-2804
Document Number	0000768512
Instrument Date	Apr 14, 2020
Instrument	768512
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$885.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 DOTTA DR, 1030, ELKO, NV 89801-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1432 2ND ST, ELKO, NV 89801-2804

Mortgage

Document Number	0000768513
Date	May 14, 2020
Instrument	768513

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ELKO NV
Recording Date	Nov 26, 2019
Property Address	1432 2ND ST, ELKO, NV 89801-2804
Document Number	0000762677
Instrument Date	Oct 29, 2019
Instrument	762677
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1030 DOTTA DR ELKO NV 898012708, ELKO, NV 89801-2708

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,078.00 (+21.26%)	$43,481 (+53.26%) Land $19,950 Building $23,531	$124,231 (+53.26%) Land $57,000 Building $67,231
2023	$889.00 (+3.01%)	$28,370 (+14.33%) Land $6,930 Building $21,440	$81,057 (+14.33%) Land $19,800 Building $61,257
2022	$863.00	$24,814 Land $6,930 Building $17,884	$70,897 Land $19,800 Building $51,097

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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