14318 McCarthy Rd, Lemont, IL 60439 Property Records

Cook County property record for 14318 McCarthy Rd, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 870 sqft · built 1951
Lot Size	0.702 acres (30,577 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Oct 2025)
Tax Bill	$6,373 (2023)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-27-300-026`

Property Details

APN / Parcel Number

Primary APN	`22-27-300-026`
Alternative APN	`22-27-300-026-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	870 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,577 sqft (0.702 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14318 MCCARTHY RD
City	LEMONT
State	IL
Zip	60439-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	37N
Legal Section	27
Legal Subdivision	COUNTY CLERKS DIVISION
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	2
Census Block	2002
Census Tract	824003

Owner

14318 McCarthy Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14318 MCCARTHY RD, LEMONT, IL 60439-9394
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LENDING SVCS
Dec 19, 2017	Reverse Mortgage, Mortgage · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jan 14, 2019 · Amount on File
Deed Document Number	202529045
Prior Transfer Date	Nov 29, 2017
Prior Transfer Doc	0000049401
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 14, 2019
Property Address	14318 MCCARTHY RD, LEMONT, IL 60439-9394
Document Number	1901408251
Instrument Date	Jan 4, 2019
Instrument	1408251
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11020 W 131ST ST PALOS PARK IL 604642196, PALOS PARK, IL 60464-2196

Mortgage

Document Number	1901408253
Date	Jan 14, 2019
Instrument	1408253

Lender

Name	NEIGHBORHOOD LENDING SVCS
Address	CHICAGO, IL 60622

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	1901408252,
Date	Jan 14, 2019
Instrument	1408252

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

December 2017: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	COOK IL
Recording Date	Dec 19, 2017
Property Address	14318 MCCARTHY RD, LEMONT, IL 60439-9394
Document Number	1735349401
Instrument Date	Nov 29, 2017
Instrument	35349401
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14322 MCCARTHY RD LEMONT IL 604399394, LEMONT, IL 60439-9394

Mortgage

Document Number	1735349402
Date	Dec 19, 2017
Instrument	35349402

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Dec 18, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.81%

Mortgage

Document Number	1735349403,
Date	Dec 19, 2017
Instrument	35349403

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Dec 18, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.81%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,995 Land $12,995 Building $13,000	$259,950 Land $129,950 Building $130,000
2023	$6,373.00 (+42.86%)
2022	$4,461.00	$19,804 Land $17,581 Building $2,223	$198,040 Land $175,810 Building $22,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14318 McCarthy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14318 McCarthy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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