Defiance County property record for 14316 Karnes Rd, Defiance, OH 43512 · Last verified March 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,864 sqft · built 1996 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,366 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B110011000500 |
| Primary APN | B110011000500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Upper Floors Area | 371 sqft |
| Attic | Attic |
| Attic Area | 371 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached - Unfinished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 203 sqft |
| Deck Area | 968 sqft |
| Patio Area | 968 sqft |
| Silo | 240 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 14316 KARNES RD |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-9058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECTION 11 PT OF NW 1/4 MODULAR |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 958900 |
Source: Defiance County records · APN B110011000500
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 W SHERWOOD DR, DEFIANCE, OH 43512-8728 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 1997 |
| Deed Sale | Jan 01, 1997 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 14316 KARNES RD, DEFIANCE, OH 43512-9058 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 407/1287 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 407/1287 |
| Instrument | 201700004426 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Defiance County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Unified School District | Defiance City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,366.00 | $86,270 (+2.86%) Land $10,610 Building $75,660 | |
| 2024 | $3,366.00 (+4.08%) | $83,870 (-) Land $10,610 Building $73,260 | |
| 2023 | $3,234.00 (+17.56%) | $83,870 (+32.45%) Land $10,610 Building $73,260 | $246,485 (+36.24%) Land $30,314 Building $216,171 |
| 2022 | $2,751.00 | $63,320 Land $9,300 Building $54,020 | |
| 2020 | $180,920 Land $26,570 Building $154,350 |
Source: FEMA National Flood Hazard Layer, Defiance County (39039C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390399589004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1981–2018) |
| Most Recent Claim | Mar 2018, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Arthur Mutual Telephone Company | Fiber | 1,000 / 500 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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