14316 Clover Ave, Cedar Lake, IN 46303 Property Records

Lake County property record for 14316 Clover Ave, Cedar Lake, IN 46303

Property Summary

Property Type	Row House
Details	2 ba · 1,752 sqft · built 2021
Lot Size	0.128 acres (5,587 sqft)
Owner	Individual Name on File
Last Sale	$290,445 (Aug 2021)
Tax Bill	$3,442 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-33-254-016.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-33-254-016.000-014`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,752 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Roof Material	Other
Lot Area	5,587 sqft (0.128 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14316 CLOVER AVE
City	CEDAR LAKE
State	IN
Zip	46303-0777
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	ROSE GARDEN ESTATES PUD PHASE 2 LOT 217-1
Legal Phase	2
Legal Lot Number	217-1
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2024
Census Tract	42901

Owner

14316 Clover Ave, a row house, is owned by an individual who bought it in August 2021.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14166 CLOVER AVE, CEDAR LAKE, IN 46303-0770
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Deed Document Number	2021-524016
Record Updated	Jun 8, 2026

August 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 23, 2021
Property Address	14316 CLOVER AVE, CEDAR LAKE, IN 46303-0777
Document Number	0000024016
Instrument Date	Aug 17, 2021
Instrument	2021-524016
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14166 CLOVER AVE, CEDAR LAKE, IN 46303-0770

Mortgage

Document Number	0000024017
Date	Aug 23, 2021
Instrument	2021-524017

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$289,400 Land $45,200 Building $244,200	$289,400 Land $45,200 Building $244,200
2024	$3,442.00
2023		$298,900 (+9.13%) Land $39,200 Building $259,700	$298,900 (+9.13%) Land $39,200 Building $259,700
2022	$3,373.00 (+501.25%)	$273,900 Land $39,200 Building $234,700	$273,900 Land $39,200 Building $234,700
2021	$561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14316 Clover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14316 Clover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20