1431 Windshore Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1431 Windshore Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,009 sqft · built 2006
Lot Size	0.045 acres (1,955 sqft)
Owner	Individual Name on Record
Last Sale	$637,000 (Oct 2020)
Tax Bill	$12,652 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`188-0-320-195`

Property Details

APN / Parcel Number

Primary APN	`188-0-320-195`
Alternative APN	`1880250165`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	2,009 sqft
Upper Floors Area	233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	1,955 sqft (0.045 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	233 sqft

Location & Zoning

Street Address	1431 WINDSHORE WAY
City	OXNARD
State	CA
Zip	93035-1405
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 526604 LOT: 281 REF: 154MR 33 CONDO PLAN: -1210
Legal Subdivision	PORT MARLUNA
Legal Tract	526604
Legal Block	320
Legal Lot Number	281
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2000
Census Tract	3616

Owner

Source: Ventura County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1431 WINDSHORE WAY, OXNARD, CA 93035-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Gift Deed, Transfer LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY
Oct 23, 2020	Grant Deed, Transfer · Conventional Mortgage CUSTOMER SERVICE MORTGAGE CORP
May 29, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	2020176509
Last Transfer Date	Jun 10, 2026
Transfer Doc	0000052756
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 6, 2026
Property Address	1431 WINDSHORE WAY, OXNARD, CA 93035-1405
Document Number	0000052756
Instrument Date	Jun 10, 2026
Instrument	202652756
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1431 WINDSHORE WAY, OXNARD, CA 93035-1405

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 23, 2020
Property Address	1431 WINDSHORE WAY, OXNARD, CA 93035-1405
Document Number	0000176509
Map Reference	MB 154 PG 33-38
Instrument Date	Aug 25, 2020
Instrument	20201023-00176509
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4000 CALLE TECATE STE 215, 215, CAMARILLO, CA 93012-5288

Mortgage

Document Number	0000176510
Date	Oct 23, 2020
Instrument	20201023-00176510

Lender

Name	CUSTOMER SERVICE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 29, 2019
Property Address	1431 WINDSHORE WAY, OXNARD, CA 93035-1405
Document Number	0000059042
Map Reference	MB 154 PG 33-38
Instrument Date	Mar 5, 2019
Instrument	20190529-00059042
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 WINDSHORE WAY, OXNARD, CA 93035-1405

Mortgage

Document Number	0000059043
Date	May 29, 2019
Instrument	20190529-00059043

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1431 WINDSHORE WAY, OXNARD, CA 93035-1405
Document Number	0000118829
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1431 WINDSHORE WAY OXNARD CA 930351405, OXNARD, CA 93035-1405

Mortgage

Document Number	0000118829
Date	Sep 14, 2017
Instrument	118829

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,297 (+2%) Land $457,089 Building $246,208
2025	$12,652.00 (-0.18%)	$689,507 (+4.04%) Land $448,126 Building $241,381
2024	$12,675.00 (+2.53%)
2023	$12,362.00 (+6.84%)	$662,734 Land $430,725 Building $232,009
2022	$11,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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