Volusia County property record for 1431 Willow Oak Dr, Edgewater, FL 32132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,310 sqft · built 1998 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $100 (Feb 2021) |
| Tax Bill | $2,911 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Apr 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-02-9680 |
| Primary APN | 8402-01-02-9680 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 2,710 sqft |
| 1st Floor Area | 2,142 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 125 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3916492 |
|---|---|
| Street Address | 1431 WILLOW OAK DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32132-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R2B |
| Legal Description | 2-18-34 LOTS 2968 THRU 2971 BLK 147 FLORIDA SHORES NO 4 MB 23 PG 104 PER OR 7255 PGS 4484-4485 PER OR 7985 PG 0554 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 147 |
| Legal Lot Number | 2968 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 83009 |
1431 Willow Oak Dr is owner-occupied and held in a trust since February 2021.
Source: Volusia County records, as of August 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1431 WILLOW OAK DR, EDGEWATER, FL 32132-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 30, 2019 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Feb 5, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on File |
| Deed Sale | Feb 5, 2021 · Amount on File |
| Prior Sale | Jul 21, 2015 · Amount on File |
| Deed Document Number | 202126426 |
| Deed Book / Page | 7985 / 554 |
| Prior Transfer Date | Jan 7, 2021 |
| Prior Transfer Doc | 0079850554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1431 WILLOW OAK DR, EDGEWATER, FL 32132-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073720707 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 7372/0707 |
| Instrument | 2017-050514 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1431 WILLOW OAK DR, EDGEWATER, FL 32132-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0076880458 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 7688/0458 |
| Instrument | 2019-085072 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 5, 2021 |
| Property Address | 1431 WILLOW OAK DR, EDGEWATER, FL 32132-2429 |
| Document Number | 0079850554 |
| Book / Page | 7985 / 554 |
| Map Reference | MB 23 PG 104 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2021-026426 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 WILLOW OAK DR, EDGEWATER, FL 32132-2429 |
| Document Number | 0007985557 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 7985/557 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.48% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2025 property tax bill for 1431 Willow Oak Dr was $2,911 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,250 (+2.7%) | $357,203 (+1.59%) Land $75,600 Building $281,603 | |
| 2025 | $2,911.00 Homeowner's exemption | $201,802 | $351,600 Land $75,600 Building $276,000 |
| 2023 | $2,831.00 (+82.06%) Homeowner's exemption | $190,403 (+56.55%) | $365,490 (+32.72%) Land $68,000 Building $297,490 |
| 2022 | $1,555.00 Homeowner's exemption | $121,628 | $275,384 Land $61,600 Building $213,784 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1431 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 31 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1431 Willow Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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