1431 Westhampton Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 1431 Westhampton Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 1998
Lot Size	2.48 acres (108,159 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2016)
Tax Bill	$7,387 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2019 Refinance
APN	`NHAM M:0041 B:0048 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0041 B:0048 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	108,159 sqft (2.48 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1431 WESTHAMPTON RD
City	FLORENCE
State	MA
Zip	01062-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	ADA G MERRITT
Legal Block	48
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3045
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1431 WESTHAMPTON RD, FLORENCE, MA 01062-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FEDERAL CREDIT UNION
May 28, 2019	Warranty Deed, Transfer · Stand-Alone Refinance MASSMUTUAL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Jul 6, 2009 · Amount on Record
Deed Book / Page	12332 / 78
Transfer Doc	0012332-78
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	1431 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9751
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014682-230
Date	Sep 22, 2022
Book Page	14682/230
Instrument	19688

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 28, 2019
Property Address	1431 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9751
Document Number	13270-250
Book / Page	13270 / 250
Instrument Date	May 21, 2019
Instrument	8398
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9751

Mortgage

Document Number	13270-255
Date	May 28, 2019
Book Page	13270/255
Instrument	8399

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,387.00 (+4.23%)	$530,300 (+18.53%) Land $116,100 Building $414,200	$666,615 (+10.64%)
2024			$602,490
2023	$7,087.00	$447,400 Land $100,700 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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