1431 Wagon Trail Rd, Monroe, VA 24574 Property Records

Amherst County property record for 1431 Wagon Trail Rd, Monroe, VA 24574

Property Summary

Property Type	Vacant Land
Lot Size	48.9 acres (2,132,567 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jun 2022)
Tax Bill	$3,229 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91 A 6A`

Property Details

APN / Parcel Number

Primary APN	`91 A 6A`

Exterior

Lot Area	2,132,567 sqft (48.9 acres)

Location & Zoning

Street Address	1431 WAGON TRAIL RD
City	MONROE
State	VA
Zip	24574-2644
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A1
Legal Description	ON RT 643 WAGON TRAIL RD INS T# 230000017 91 A 6A
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3046
Census Tract	10100

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1431 WAGON TRAIL RD, MONROE, VA 24574-2644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK AND TRUST COMPANY
Jul 5, 2023	Warranty Deed, Transfer ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	20222296
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	1431 WAGON TRAIL RD, MONROE, VA 24574-2644
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003488
Date	Dec 20, 2023
Instrument	230003488

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 5, 2023
Property Address	1431 WAGON TRAIL RD, MONROE, VA 24574-2644
Document Number	0230001828
Instrument Date	Jun 27, 2023
Instrument	230001828
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 RITTENHOUSE ST, LYNCHBURG, VA 24502-1331

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jun 17, 2022
Property Address	1431 WAGON TRAIL RD, MONROE, VA 24574-2644
Document Number	0220002296
Instrument Date	Jun 14, 2022
Instrument	220002296
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	MAIN STREET SETTLEMENTS INC, MAIN STREET SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 WAGON TRAIL RD, MONROE, VA 24574-2569

Mortgage

Document Number	0220002297
Date	Jun 17, 2022
Instrument	220002297

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 10, 2052

Interest

Rate Type	Fixed Rate
Change Frequency	Annually

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,229.00 (+1,141.92%)	$42,700 Land $42,700	$576,700 Land $73,200 Building $503,500
2025	$260.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 81% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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