1431 W 13th St, Upland, CA 91786 Property Records

San Bernardino County property record for 1431 W 13th St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,194 sqft · built 1977
Lot Size	0.175 acres (7,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$541,000 (Jan 2020)
Tax Bill	$6,480 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1006-411-10-0000`

Property Details

APN / Parcel Number

Primary APN	`1006-411-10-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,194 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,228 sqft
2nd Floor Area	966 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,638 sqft (0.175 acres)
Lot Dimensions	114 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	463 sqft
Patio Area	463 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1431 W 13TH ST
City	UPLAND
State	CA
Zip	91786-2977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9258 LOT 7
Legal Subdivision	TRACT 9258
Legal Tract	9258
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2002
Census Tract	817

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 W 13TH ST, UPLAND, CA 91786-2977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC
Jan 13, 2020	Grant Deed, Transfer · Conventional Mortgage ACG FUNDING INC
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 24, 2017	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	202013015
Prior Transfer Date	Mar 30, 2005
Prior Transfer Doc	0000222993
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1431 W 13TH ST, UPLAND, CA 91786-2977
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 W 13TH ST, UPLAND, CA 91786-2977

Mortgage

Document Number	0000009946
Date	Jan 13, 2023
Instrument	2023-0009946

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1431 W 13TH ST, UPLAND, CA 91786-2977
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14131 W 13TH ST, UPLAND, CA 91786

Mortgage

Document Number	0000158394
Date	Apr 7, 2021
Instrument	2021-0158394

Lender

Name	ACG FUNDING INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 13, 2020
Property Address	1431 W 13TH ST, UPLAND, CA 91786-2977
Document Number	0000013015
Map Reference	MB 129 PG 96-99
Instrument Date	Jan 8, 2020
Instrument	2020-0013015
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDWOOD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1431 W 13TH ST, UPLAND, CA 91786-2977

Mortgage

Document Number	0000013016
Date	Jan 13, 2020
Instrument	2020-0013016

Lender

Name	ACG FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1431 W 13TH ST, UPLAND, CA 91786-2977
Document Number	0000441577
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 W 13TH ST UPLAND CA 917862977, UPLAND, CA 91786-2977

Mortgage

Document Number	0000441577
Date	Nov 27, 2019
Instrument	441577

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 24, 2017
Property Address	1431 W 13TH ST, UPLAND, CA 91786-2977
Document Number	0000347433
Map Reference	MB129 PG96-99
Instrument Date	Jul 17, 2017
Instrument	2017-0347433
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 W 13TH ST, UPLAND, CA 91786-2977

Mortgage

Document Number	0000347434
Date	Aug 24, 2017
Instrument	2017-0347434

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,497 (+2%) Land $211,224 Building $392,273
2025	$6,480.00 (+4.89%) Homeowner's exemption	$591,663 (+4.04%) Land $207,082 Building $384,581
2023	$6,178.00 (+2.22%) Homeowner's exemption	$568,688 Land $199,041 Building $369,647
2022	$6,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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