1431 SW 20th St, Miami, FL 33145 Property Records

Miami-Dade County property record for 1431 SW 20th St, Miami, FL 33145

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2 ba · 2,322 sqft · built 1947
Lot Size	0.129 acres (5,600 sqft)
Owner	Company Name on Record
Last Sale	$697,500 (Jan 2022)
Tax Bill	$9,514 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-4111-011-0460`

Property Details

APN / Parcel Number

Primary APN	`01-4111-011-0460`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,322 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	2,322 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Patio Area	612 sqft

Location & Zoning

Street Address	1431 SW 20TH ST
City	MIAMI
State	FL
Zip	33145-2835
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	5700
Legal Description	11 54 41 OSCEOLA GROVESPB 8-107 LOTS 25 & 26BLK 3 LOT SIZE 50.000 X 112 OR 14743-2858 0890 4 COC 24169-1139 25342-0848 1005 5
Legal Range	41E
Legal Township	54S
Legal Section	11
Legal Subdivision	OSCEOLA GROVES
Legal Block	3
Legal Lot Number	25,26
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2005
Census Tract	6504

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1431 SW 20TH ST, MIAMI, FL 33145-2835
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage ALTO CAPITAL HOLDINGS LLC
Jul 11, 2024	Deed of Trust, Mortgage · Balloon Mortgage WIPI INVESTMENTS LLC
Apr 10, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	20222327
Deed Book / Page	32934 / 3414
Last Transfer Date	Apr 8, 2024
Transfer Doc	0000270901
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1431 SW 20TH ST, MIAMI, FL 33145-2835
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 SW 20TH ST, MIAMI, FL 33145-2835

Mortgage

Document Number	0000870760
Date	Nov 20, 2025
Book Page	35040/690
Instrument	2025R0870760

Lender

Name	ALTO CAPITAL HOLDINGS LLC
Type	Mortgage Company
Address	MIAMI, FL 33162

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Feb 1, 2027

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1431 SW 20TH ST, MIAMI, FL 33145-2835
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 SW 20TH ST, MIAMI, FL 33145-2835

Mortgage

Document Number	0000523428
Date	Jul 11, 2024
Book Page	34309/2651
Instrument	2024R0523428

Lender

Name	WIPI INVESTMENTS LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33304

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Apr 10, 2024
Property Address	1431 SW 20TH ST, MIAMI, FL 33145-2835
Document Number	0000271248
Book / Page	34173 / 2708
Map Reference	MB 18 PG 28
Instrument Date	Mar 1, 2024
Instrument	2024R0271248
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Tax	$2,760.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 SW 20TH ST, MIAMI, FL 33145-2835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 SW 20TH ST, MIAMI, FL 33145-2835

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 3, 2022
Property Address	1431 SW 20TH ST, MIAMI, FL 33145-2835
Document Number	0000002327
Book / Page	32934 / 3414
Map Reference	MB 8 PG 107
Instrument Date	Dec 21, 2021
Instrument	2022R0002327
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	SUNNY TITLE COMPANY, SUNNY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8842 CYPRESS MANOR DR, TAMPA, FL 33647-3767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 SW 20TH ST, MIAMI, FL 33145-2835

Mortgage

Document Number	0000003416
Date	Jan 3, 2022
Instrument	32934/3416

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1431 SW 20TH ST, MIAMI, FL 33145-2835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477446
Date	Aug 16, 2017
Book Page	30657/4132
Instrument	2017R0477446

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,514.00 (-33.16%)	$476,000 (-27.38%) Land $476,000	$476,000 (-27.38%) Land $476,000
2023	$14,233.00 (+6.91%)	$655,430 (+7.63%) Land $375,088 Building $280,342	$655,430 (+7.63%) Land $375,088 Building $280,342
2022	$13,313.00	$608,952 Land $324,814 Building $284,138	$608,952 Land $324,814 Building $284,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1999–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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