1431 Sproul Ave, Napa, CA 94559 Property Records

Napa County property record for 1431 Sproul Ave, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,641 sqft · built 1999
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$2,265,000 (Aug 2022)
Tax Bill	$20,470 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`045-132-006-000`

Property Details

APN / Parcel Number

Primary APN	`045-132-006-000`
Alternative APNs	`045-132-006` `04513206`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,641 sqft Living Area
Gross Area	3,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	045-132-006
Street Address	1431 SPROUL AVE
City	NAPA
State	CA
Zip	94559-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Description	LOT 4 BLK 5 S ADDN MEEKS SUB 3R/M69
Legal Subdivision	MEEKS SUBD
Legal Block	5
Legal Lot Number	4
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1022
Census Tract	200400

Owner

1431 Sproul Ave is owner-occupied and held in a trust since August 2022.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1431 SPROUL AVE, NAPA, CA 94559-1505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Aug 4, 2000 · Amount on File
Deed Document Number	202215241
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	0000016658
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Aug 10, 2022
Property Address	1431 SPROUL AVE, NAPA, CA 94559-1505
Document Number	0000015241
Map Reference	MB 3 PG 68&69
Instrument Date	Jul 26, 2022
Instrument	2022-0015241
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1431 SPROUL AVE, NAPA, CA 94559-1505
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015242
Date	Aug 10, 2022
Instrument	2022-0015242

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1431 SPROUL AVE, NAPA, CA 94559-1505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020470
Date	Oct 23, 2018
Instrument	2018-0020470

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1431 Sproul Ave was $20,470 with a homeowner's exemption, up 0.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,470.00 (+0.16%) Homeowner's exemption	$1,750,000 (-) Land $500,000 Building $1,250,000	$1,750,000 Land $500,000 Building $1,250,000
2025	$20,437.00 Homeowner's exemption	$1,750,000 Land $500,000 Building $1,250,000
2023	$25,865.00 (+129.04%) Homeowner's exemption	$2,265,000 Land $550,000 Building $1,715,000
2022	$11,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1431 Sproul Ave in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1982–2019)
Claims Outside the SFHA	5 of 54
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 17 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Sproul Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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