Albemarle County property record for 1431 Singleton Ln, Charlottesville, VA 22903 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,950 sqft · built 2006 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Apr 2019) |
| Tax Bill | $6,465 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090E0-00-00-04900 |
| Primary APN | 090E0-00-00-04900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,950 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 21,867 sqft (0.502 acres) |
| Garage Area | 531 sqft |
| Porch | Slab |
| Porch Area | 344 sqft |
| Patio Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1431 SINGLETON LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-8804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSBY MOUNTAIN 49 |
| Legal Subdivision | MOSBY MOUNTAIN |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11202 |
Source: Albemarle County records · APN 090E0-00-00-04900
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1431 SINGLETON LN, CHARLOTTESVILLE, VA 22903-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 17, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on Record |
| Deed Sale | Apr 17, 2019 · Amount on Record |
| Deed Document Number | 20193446 |
| Deed Book / Page | 5155 / 512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1431 SINGLETON LN, CHARLOTTESVILLE, VA 22903-8804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202600000007 |
|---|---|
| Date | Jan 02, 2026 |
| Instrument | 202600000007 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1431 SINGLETON LN, CHARLOTTESVILLE, VA 22903-8804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300004847 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 202300004847 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 02, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1431 SINGLETON LN, CHARLOTTESVILLE, VA 22903-8804 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300004847 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 202300004847 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1431 SINGLETON LN, CHARLOTTESVILLE, VA 22903-8804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5615/443 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 5615/443 |
| Instrument | 2021-00016506 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 17, 2019 |
| Property Address | 1431 SINGLETON LN, CHARLOTTESVILLE, VA 22903-8804 |
| Document Number | 0000003446 |
| Book / Page | 005155 / 000512 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 3446 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1431 SINGLETON LN CHARLOTTESVILLE VA 229038804, CHARLOTTESVILLE, VA 22903-8804 |
| Document Number | 3447 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 005155/000516 |
| Instrument | 3447 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2049 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,465.00 (+3.97%) | $723,100 (+3.95%) Land $175,000 Building $548,100 | $723,100 (+3.95%) Land $175,000 Building $548,100 |
| 2025 | $6,218.00 (+21.92%) | $695,600 (+16.48%) Land $175,000 Building $520,600 | $695,600 (+16.48%) Land $175,000 Building $520,600 |
| 2023 | $5,100.00 | $597,200 Land $170,000 Building $427,200 | $597,200 Land $170,000 Building $427,200 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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