Franklin County and Charlemont Town property record for 1431 Rte 2 E, Charlemont, MA 01339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2014 |
| Lot Size | 12.1 acres (527,076 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Apr 2014) |
| Tax Bill | $4,701 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Dec 2019 Refinance |
| APN | M_91787_93 |
| Primary APN | M_91787_93 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,364 sqft |
| 1st Floor Area | 1,350 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 527,076 sqft (12.1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | M_91787_930775 |
|---|---|
| Street Address | 1431 ROUTE 2 E |
| City | CHARLEMONT |
| State | MA |
| Zip | 01339-3902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 3.0 |
| Jurisdiction | CHARLEMONT MA |
| Township / Civil Division | CHARLEMONT |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 40100 |
Source: Franklin County and Charlemont Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1431 ROUTE 2 E, CHARLEMONT, MA 01339-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2018 | Deed of Trust, Mortgage ADAMS COMMUNITY BK |
| Dec 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ADAMS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2014 · Amount on Record |
| Deed Sale | Apr 17, 2014 · Amount on Record |
| Deed Book / Page | 6516 / 3 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLEMONT MA |
| Property Address | 1431 ROUTE 2 E, CHARLEMONT, MA 01339-3902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7198-201 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 7198/201 |
| Instrument | 4853 |
| Name | ADAMS COMMUNITY BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLEMONT MA |
| Property Address | 1431 ROUTE 2 E, CHARLEMONT, MA 01339-3902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7472-245 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 7472/245 |
| Instrument | 13704 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jan 1, 2046 |
Source: Franklin County and Charlemont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Charlemont Town |
| Elementary School District | Hawlemont School District (PK - 06) |
| Secondary School District | Mohawk Trail Regional School District in Hawley and Charlemont towns (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,701.00 (-3.85%) | $256,900 (+8.76%) Land $50,800 Building $206,100 | $252,415 |
| 2024 | $4,889.00 (+9.3%) | $236,200 (+8.95%) Land $46,200 Building $190,000 | |
| 2023 | $4,473.00 | $216,800 Land $42,200 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Whip City Fiber.
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