1431 Refinery Rd, Ardmore, OK 73401 Property Records

Carter County property record for 1431 Refinery Rd, Ardmore, OK 73401

Property Summary

Property Type	Farm Supply & Equipment
Details	400 sqft · built 2020
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Feb 2023)
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`10703`

Property Details

APN / Parcel Number

Primary APN	`10703`
Alternative APN	`1990-20-04S-02E-3-026-00`

Interior

Stories	1 Story
Building Area	400 sqft Total Area
Gross Area	2,100 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Carport
Carport	Carport
Lean-To	210 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	10703
Street Address	1431 REFINERY RD
City	ARDMORE
State	OK
Zip	73401-1658
Property Category	Commercial
Property Type	Commercial > Retail > Farm Supply & Equipment
Local Zoning Code	C1
Legal Description	N 75 S 161 E 111.5 SE SE SW-N 45 S 161 W 266.5 E 378 SE SE SW-S 86 E 378-N 30 S 116 W 266.5 E 378 SE SE SW-.02 AC PT 29 04S 0
Legal Range	02E
Legal Township	04S
Legal Section	20
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	4S
Legal Lot Number	2E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2058
Census Tract	892602

Owner

1431 Refinery Rd, a commercial property, is owned by a company that bought it in February 2023.

Source: Carter County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	343 SONGBIRD TRL, ARDMORE, OK 73401-9321
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	20231677
Deed Book / Page	7349 / 164
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Feb 22, 2023
Property Address	1431 REFINERY RD, ARDMORE, OK 73401-1658
Document Number	007349/164
Book / Page	7349 / 164
Instrument Date	Feb 16, 2023
Instrument	I-2023-001677
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 SONGBIRD TRL, ARDMORE, OK 73401-9321
Investor	Possibly a Property Investor

Mortgage

Document Number	I2023001678
Date	Feb 22, 2023
Instrument	I-2023-001678

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1431 Refinery Rd was $1,083, down 0.1% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,254 (-5.54%) Land $6,000 Building $4,254	$85,450 (-5.54%) Land $50,001 Building $35,449
2025	$1,083.00 (-0.09%)	$10,855 (-15.7%) Land $6,000 Building $4,855	$90,464 (-15.7%) Land $50,001 Building $40,463
2024	$1,084.00 (+215.12%)	$12,877 (+269.82%) Land $6,000 Building $6,877	$107,310 (+69.23%) Land $50,001 Building $57,309
2023	$344.00	$3,482 Land $983 Building $2,499	$63,411 Land $16,552 Building $46,859

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1431 Refinery Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Refinery Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20