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1431 Penshell Pl, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1431 Penshell Pl, Mount Pleasant, SC 29464 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,498 sqft · built 2007
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$1,060,000 (Aug 2023)
Tax Bill$3,970 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN560-06-00-260

Property Details

APN / Parcel Number

Primary APN560-06-00-260

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,498 sqft Living Area
1st Floor Area1,249 sqft
Upper Floors Area1,249 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
TerrainHigh
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area480 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address1431 PENSHELL PL
CityMOUNT PLEASANT
StateSC
Zip29464-5726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -WATERMARK PHASE ONE DESCRIPTION -LOT SF-93
Legal SubdivisionWATERMARK PHASE ONE
Legal Phase1
Legal Lot NumberS,F-93
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2018
Census Tract4619

Owner

Source: Charleston County records · APN 560-06-00-260

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1431 PENSHELL PL, MOUNT PLEASANT, SC 29464-5726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2023 · Amount on Record
Deed SaleAug 21, 2023 · Amount on Record
Prior SaleJul 31, 2015 · Amount on Record
Deed Book / Page1198 / 661
Prior Transfer DateNov 12, 2010
Prior Transfer Doc0156/0200
Record UpdatedJun 08, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateAug 21, 2023
Property Address1431 PENSHELL PL, MOUNT PLEASANT, SC 29464-5726
Document Number0011980661
Book / Page1198 / 661
Map ReferenceMB EK PG 152-157
Instrument DateJul 10, 2023
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,756.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1431 PENSHELL PL, MOUNT PLEASANT, SC 29464-5726

Mortgage

Document Number0011980662
DateAug 21, 2023
Book Page1198/662
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,970.00 (-1.02%)
2024$4,011.00 (+70.46%)$42,400 (+63.2%)
2022$2,353.00$25,980$649,500 (-38.73%) Land $220,900 Building $428,600
2020$1,060,000 Land $510,000 Building $550,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046192, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 134 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies134 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimOct 2025, other causes

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: WOW Internet, Cable & Phone. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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