1431 Park Cir, Lima, OH 45805 Property Records

Allen County property record for 1431 Park Cir, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,318 sqft · built 2004
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Feb 2023)
Tax Bill	$4,513 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0304-08-001.000`

Property Details

APN / Parcel Number

Primary APN	`46-0304-08-001.000`
Alternative APN	`L3546030408001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,242 sqft
Upper Floors Area	537 sqft
Attic	Attic
Attic Area	253 sqft
Basement Area	1,242 sqft
Finished Basement	500 sqft
Unfinished Basement	742 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	64.8 ft deep x 182 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	126 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1431 PARK CIR
City	LIMA
State	OH
Zip	45805-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAWNEE GARDEN CITY NO 8 PT LOT 19015 JOINT TEN FF 182.99
Legal Subdivision	SHAWNEE GARDEN CITY
Legal Lot Number	19015
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1044
Census Tract	11800

Owner

1431 Park Cir is owned and occupied by two individuals who bought it in February 2023.

Source: Allen County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1431 PARK CIR, LIMA, OH 45805-3730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
Feb 3, 2023	Survivorship Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on File
Deed Sale	Feb 3, 2023 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Document Number	2023853
Prior Transfer Date	Aug 20, 2005
Prior Transfer Doc	0000017124
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Jun 9, 2026
Property Address	1431 PARK CIR, LIMA, OH 45805-3730
Document Number	0000005958
Instrument Date	May 28, 2026
Instrument	20265958
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 PARK CIR, LIMA, OH 45805-3730

Mortgage

Document Number	0000005958,
Date	Jun 9, 2026
Instrument	20265958

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 3, 2023
Property Address	1431 PARK CIR, LIMA, OH 45805-3730
Document Number	2030000853
Book / Page	2023 / 853
Map Reference	MB 7 PG 25
Instrument Date	Feb 3, 2023
Instrument	202302030000853
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 PARK CIR, LIMA, OH 45805-3730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1431 PARK CIR, LIMA, OH 45805-3730

Mortgage

Document Number	2030000854
Date	Feb 3, 2023
Instrument	202302030000854

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1431 Park Cir was $4,513, up % from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,513.00 (+0.04%)	$92,620 (-) Land $6,690 Building $85,930	$264,600 (-) Land $19,100 Building $245,500
2024	$4,511.00 (+12.05%) Homeowner's exemption	$92,620 (+27.03%) Land $6,690 Building $85,930	$264,600 Land $19,100 Building $245,500
2023	$4,026.00 (-6.61%) Homeowner's exemption	$72,910 (-5.91%) Land $5,250 Building $67,660
2022	$4,311.00 Homeowner's exemption	$77,490 Land $5,250 Building $72,240
2021			$208,300 Land $15,000 Building $193,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1431 Park Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Park Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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