1431 Palasades Ct, Rockwall, TX 75087 Property Records

Rockwall County property record for 1431 Palasades Ct, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,716 sqft · built 2014
Lot Size	0.172 acres (7,479 sqft)
Owner	2 Individual Names on File
Last Sale	$432,694 (Feb 2025)
Tax Bill	$6,244 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3262000M0012000R`

Property Details

APN / Parcel Number

Primary APN	`3262000M0012000R`
Alternative APNs	`R84502` `84502`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,716 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	2,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,479 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	108 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1431 PALASADES CT
City	ROCKWALL
State	TX
Zip	75087-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKES PHASE 7B, BLOCK M, LOT 12, (REPLAT 2014)
Legal Subdivision	CARUTH LAKES PHASE 7B
Legal Phase	7B
Legal Tract	12
Legal Block	M
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3013
Census Tract	40202

Owner

1431 Palasades Ct is owned and occupied by two individuals who bought it in February 2025.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1431 PALASADES CT, ROCKWALL, TX 75087-7231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage INTEGRITY MORTGAGE CORPORATION OF TEXAS
May 27, 2022	Vendor's Lien, Transfer · Conventional Mortgage NTFN INC
Jul 3, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	May 27, 2022 · Amount on File
Deed Document Number	20252542
Prior Transfer Date	Oct 21, 2014
Prior Transfer Doc	0000015504
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1431 PALASADES CT, ROCKWALL, TX 75087-7231
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 PALASADES CT, ROCKWALL, TX 75087-7231

Mortgage

Document Number	0000021003
Date	Nov 19, 2025
Instrument	20250000021003

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF TEXAS
Type	Mortgage Company
Address	ROCKWALL, TX 75032

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	May 27, 2022
Property Address	1431 PALASADES CT, ROCKWALL, TX 75087-7231
Document Number	0000011888
Map Reference	CAB H SL 301&302
Instrument Date	May 25, 2022
Instrument	20220000011888
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 FALLBROOK DR, 809, TEMPLE, TX 76502-4930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 PALASADES CT, ROCKWALL, TX 75087-7231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011889
Date	May 27, 2022
Instrument	20220000011889

Lender

Name	NTFN INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 3, 2019
Property Address	1431 PALASADES CT, ROCKWALL, TX 75087-7231
Document Number	0000010929
Map Reference	CAB H SL 301&302
Instrument Date	Jul 2, 2019
Instrument	20190000010929
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 PALASADES CT, ROCKWALL, TX 75087-7231

Mortgage

Document Number	0000010930
Date	Jul 3, 2019
Instrument	20190000010930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1431 Palasades Ct was $6,244, down 9.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,204 (-2.24%) Land $150,000 Building $330,204	$480,204 (-2.24%) Land $150,000 Building $330,204
2025	$6,244.00 (-9.19%) Homeowner's exemption	$491,190 Land $150,000 Building $341,190	$491,190 Land $150,000 Building $341,190
2024	$6,876.00 (+1.96%)
2023	$6,744.00	$495,922 Land $177,000 Building $318,922	$495,922 Land $177,000 Building $318,922
2021	$6,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1431 Palasades Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Palasades Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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