1431 Paco Way, Manteca, CA 95337 Property Records

San Joaquin County property record for 1431 Paco Way, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 2010
Lot Size	0.163 acres (7,102 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2025)
Tax Bill	$5,597 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-540-420-000`

Property Details

APN / Parcel Number

Primary APN	`224-540-420-000`
Alternative APN	`224-540-42`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	7,102 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	224-540-42
Street Address	1431 PACO WAY
City	MANTECA
State	CA
Zip	95337-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08-FM PT OF 224-050-27 PER TESORO UNIT NO 2
Legal Subdivision	TESORO
Legal Block	2
Legal Lot Number	421
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	2
Census Block	2008
Census Tract	5137

Owner

1431 Paco Way is owned and occupied by two individuals who bought it in December 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1431 PACO WAY, MANTECA, CA 95337-8755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Feb 23, 2018	Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	2025109630
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0000064277
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 5, 2025
Property Address	1431 PACO WAY, MANTECA, CA 95337-8755
Document Number	0000109630
Map Reference	VOL 41 PG 46
Instrument Date	Nov 19, 2025
Instrument	2025-109630
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1431 PACO WAY, MANTECA, CA 95337-8755

Mortgage

Document Number	0000109631
Date	Dec 5, 2025
Instrument	2025-109631

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 2, 2020
Property Address	1431 PACO WAY, MANTECA, CA 95337-8755
Document Number	0000064277
Map Reference	MB 41 PG 46
Instrument Date	May 20, 2020
Instrument	2020-064277
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5092 HILO ST, FREMONT, CA 94538-2414

Mortgage

Document Number	0000064278
Date	Jun 2, 2020
Instrument	2020-064278

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 23, 2018
Property Address	1431 PACO WAY, MANTECA, CA 95337-8755
Document Number	0000020626
Map Reference	DOC2008-052549
Instrument Date	Feb 15, 2018
Instrument	2018-020626
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1431 PACO WAY, MANTECA, CA 95337-8755

Mortgage

Document Number	0000020627
Date	Feb 23, 2018
Instrument	2018-020627

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1431 Paco Way was $5,597, down 2.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,597.00 (-2.3%)
2025	$5,729.00	$409,613 Land $136,537 Building $273,076
2023	$5,299.00 (+0.88%)	$393,709 Land $131,236 Building $262,473	$492,300
2022	$5,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1431 Paco Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Paco Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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