Pinellas County property record for 1431 Otten St, Clearwater, FL 33755 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,623 sqft · built 1987 |
| Lot Size | 0.138 acres (6,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Mar 2024) |
| Tax Bill | $6,470 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-744-0398-1 |
| Primary APN | C62-000-744-0398-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,623 sqft |
| Flooring | Carpet |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,020 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 306 sqft |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R13653 |
|---|---|
| Street Address | 1431 OTTEN ST |
| City | CLEARWATER |
| State | FL |
| Zip | 33755-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY OAKS LOT 6 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 2 |
| Legal Subdivision | SANDY OAKS |
| Legal Tract | 78645 |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 26300 |
Source: Pinellas County records · APN C62-000-744-0398-1
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5050 DOCKSIDE DR, ORLANDO, FL 32822-2337 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 13, 2024 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 202463821 |
| Deed Book / Page | 22733 / 546 |
| Last Transfer Date | May 28, 2025 |
| Transfer Doc | 0231890131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 13, 2024 |
| Property Address | 1431 OTTEN ST, CLEARWATER, FL 33755-2036 |
| Document Number | 0227330546 |
| Book / Page | 22733 / 546 |
| Map Reference | MB 93 PG 81 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024063821 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10302 HARTLEY DR, LOUISVILLE, KY 40223-2754 |
| Name | Verified Name |
|---|---|
| Address | 1431 OTTEN ST, CLEARWATER, FL 33755-2036 |
| Document Number | 0022733548 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 22733/548 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1431 OTTEN ST, CLEARWATER, FL 33755-2036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0218610080 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 21861/80 |
| Instrument | 2021413613 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 1431 OTTEN ST, CLEARWATER, FL 33755-2036 |
| Document Number | 0197222373 |
| Book / Page | 19722 / 2373 |
| Map Reference | MB93 PG81 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017237131 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | ASSURED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 STARKEY RD UNIT 901, 1050, LARGO, FL 33771-5468 |
| Name | Verified Name |
|---|---|
| Address | 1431 OTTEN ST, CLEARWATER, FL 33755-2036 |
| Document Number | 2017237132 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 2017237132 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,470.00 (+94.88%) | $376,722 (+78.33%) Land $98,931 Building $277,791 | $376,722 (+32.3%) Land $98,931 Building $277,791 |
| 2024 | $3,320.00 (+1.97%) | ||
| 2023 | $3,256.00 (+3.17%) Homeowner's exemption | $211,249 (+3%) | $284,751 (+4%) Land $52,916 Building $231,835 |
| 2022 | $3,156.00 Homeowner's exemption | $205,096 | $273,802 Land $101,713 Building $172,089 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030263003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 389 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures