1431 Old Ranch Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1431 Old Ranch Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,609 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2020)
Tax Bill	$8,175 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-190-019-000`

Property Details

APN / Parcel Number

Primary APN	`105-190-019-000`
Alternative APNs	`10519019100` `1051901910`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,609 sqft Living Area
1st Floor Area	2,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Rolling
Parking Spaces	3 Parking Spaces
Patio Area	2,609 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1431 OLD RANCH RD
City	PLACERVILLE
State	CA
Zip	95667-7507
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE
Legal Description	SEC 25 11 9
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2007
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 OLD RANCH RD, PLACERVILLE, CA 95667-7507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 24, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 10, 2020	Grant Deed, Transfer LAWYERS TITLE
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202037211
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	0000006334
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1431 OLD RANCH RD, PLACERVILLE, CA 95667-7507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033596
Date	Jul 8, 2020
Instrument	2020-0033596

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 1, 2050

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 24, 2020
Property Address	1431 OLD RANCH RD, PLACERVILLE, CA 95667-7507
Document Number	0000037211
Instrument Date	Jul 14, 2020
Instrument	2020-0037211
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 30, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1431 OLD RANCH RD, PLACERVILLE, CA 95667-7507
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037212
Date	Jul 24, 2020
Instrument	2020-0037212

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 10, 2020
Property Address	1431 OLD RANCH RD, PLACERVILLE, CA 95667-7507
Document Number	0000027247
Instrument Date	Jun 8, 2020
Instrument	27247
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$644.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 1ST ST #2600 SAN FRANCISCO CA 941053081, 2600, SAN FRANCISCO, CA 94105-3081
Investor	Possibly a Property Investor

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1431 OLD RANCH RD, PLACERVILLE, CA 95667-7507
Document Number	0000001378
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1431 OLD RANCH RD PLACERVILLE CA 956677507, PLACERVILLE, CA 95667-7507

Mortgage

Document Number	0000001378
Date	Jan 11, 2017
Instrument	1378

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2037

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$772,854 (+2%) Land $204,253 Building $568,601
2025	$8,175.00 (+3.98%)	$757,701 (+4.04%) Land $200,249 Building $557,452
2023	$7,862.00 (+1.41%)	$728,280 Land $192,474 Building $535,806
2022	$7,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1997–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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