1431 Ocean Dr, Centerton, AR 72719 Property Records

Benton County property record for 1431 Ocean Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,791 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$615,000 (Oct 2025)
Tax Bill	$6,912 (2026)
Deeds & Mortgages	Apr 2026 Sale Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-05884-000`

Property Details

APN / Parcel Number

Primary APN	`06-05884-000`
Alternative APNs	`170882.0` `170882`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,791 sqft Living Area
Gross Area	3,482 sqft
1st Floor Area	1,864 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	691 sqft
Driveway	Concrete Driveway
Driveway Area	1,280 sqft
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1431 OCEAN DR
City	CENTERTON
State	AR
Zip	72719-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 6/25/2019 L201931991 & AMENDED FINAL PLAT 7/11/2019 L201935136
Legal Range	31
Legal Township	20
Legal Section	29
Legal Subdivision	DIAMOND ESTATES PH III-CENTERTON
Legal Lot Number	130
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1038
Census Tract	20906

Owner

1431 Ocean Dr is held in a trust since April 2026.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10313 HIGHWAY 279, CENTERTON, AR 72719-8962
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Dec 28, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Document Number	202560536
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000017871
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 2, 2026
Property Address	1431 OCEAN DR, CENTERTON, AR 72719-5081
Document Number	0000017871
Instrument Date	Apr 1, 2026
Instrument	202617871
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10313 HIGHWAY 279, CENTERTON, AR 72719-8962

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 27, 2025
Property Address	1431 OCEAN DR, CENTERTON, AR 72719-5081
Document Number	L202560536
Map Reference	DOC L201935136
Instrument Date	Oct 23, 2025
Instrument	L202560536
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CITY TITLE AND CLOSING LLC, CITYTITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 OCEAN DR, CENTERTON, AR 72719-5081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 OCEAN DR, CENTERTON, AR 72719-5081

Mortgage

Document Number	L202560537
Date	Oct 27, 2025
Instrument	L202560537

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1431 OCEAN DR, CENTERTON, AR 72719-5081
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 N THOMPSON ST, SPRINGDALE, AR 72764-8495

Mortgage

Document Number	0000084680
Date	Dec 28, 2020
Instrument	2020084680

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	SPRINGDALE, AR 72762

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 6, 2021
Property Address	1431 OCEAN DR, CENTERTON, AR 72719-5081
Document Number	0000074973
Map Reference	DOC L201931991
Instrument Date	Oct 4, 2021
Instrument	2021074973
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,478.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 OCEAN DR, CENTERTON, AR 72719-5081

Mortgage

Document Number	0000074974
Date	Oct 6, 2021
Instrument	2021074974

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1431 Ocean Dr was $6,912, up 38.7% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,912.00 (+38.74%)	$111,667 (-) Land $14,600 Building $97,067	$558,335 (-) Land $73,000 Building $485,335
2025	$4,982.00	$111,667 Land $14,600 Building $97,067	$558,335 (-) Land $73,000 Building $485,335
2024			$558,335 (+50.59%) Land $73,000 Building $485,335
2023	$4,575.00 Homeowner's exemption	$74,152 Land $12,000 Building $62,152	$370,760 Land $60,000 Building $310,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1431 Ocean Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Ocean Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Right Fiber.

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