Franklin County property record for 1431 Oak Ridge Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,656 sqft · built 2019 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | Trust Name on File |
| Last Sale | $112,500 (Mar 2021) |
| Tax Bill | $2,131 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-2-03.0-0-005-078.000 |
| Primary APN | 29-2-03.0-0-005-078.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 126,324 sqft (2.9 acres) |
| Street Address | 1431 OAK RIDGE DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOT:3 PEACOCK ESTATES |
| Legal Range | 1W |
| Legal Township | 41N |
| Legal Section | 03 |
| Legal Subdivision | PEACOCK ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 800901 |
1431 Oak Ridge Dr is owner-occupied and held in a trust since March 2021.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 3, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK |
| May 9, 2019 | Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Apr 24, 2018 | Warranty Deed, Transfer FRANKLIN COUNTY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on File |
| Deed Sale | Mar 3, 2021 · Amount on File |
| Prior Sale | Apr 24, 2018 · Amount on File |
| Deed Document Number | 20213968 |
| Prior Transfer Date | Feb 3, 2021 |
| Prior Transfer Doc | 0000013432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 19, 2021 |
| Property Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Document Number | 0002113432 |
| Map Reference | PB I PG 65 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2113432 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Name | Verified Name |
|---|---|
| Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 3, 2021 |
| Property Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Document Number | 0002103968 |
| Map Reference | PB I PG 65 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2103968 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Name | Verified Name |
|---|---|
| Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Document Number | 0002103969 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2103969 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 9, 2019 |
| Property Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Instrument Date | May 6, 2019 |
| Instrument | 5496 |
| Transaction Type | Construction Loan |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1130 EDGEWOOD DR FESTUS MO 630283486, FESTUS, MO 63028-3486 |
| Document Number | 0000005496 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 5496 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 8, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 24, 2018 |
| Property Address | 1431 OAK RIDGE DR, SAINT CLAIR, MO 63077-1828 |
| Document Number | 0000005423 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 5423 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | FRANKLIN COUNTY TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1130 EDGEWOOD DR FESTUS MO 630283486, FESTUS, MO 63028-3486 |
The 2025 property tax bill for 1431 Oak Ridge Dr was $2,131.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,131.00 | $35,211 | $185,320 Land $21,650 Building $163,670 |
| 2023 | $1,822.00 (-2.88%) | $32,861 | $172,950 Land $18,720 Building $154,230 |
| 2022 | $1,876.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1431 Oak Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–1985) |
| Most Recent Claim | Jun 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1431 Oak Ridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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