1431 Oak Pl, Thornton (Denver), CO 80229 Property Records

Adams County property record for 1431 Oak Pl, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Sep 2020)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0052965`

Property Details

APN / Parcel Number

Primary APN	`R0052965`
Alternative APNs	`0171923324007` `171923324007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0052965
Old Parcel Number	171923324007
Street Address	1431 OAK PL
City	THORNTON
State	CO
Zip	80229-4589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THORNTON BLK:15 LOT:18
Legal Range	68W
Legal Township	02S
Legal Section	23
Legal Quarter	SW
Legal Subdivision	THORNTON
Legal Block	15
Legal Lot Number	18
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	3
Census Block	3019
Census Tract	9202

Owner

1431 Oak Pl is owned and occupied by an individual who bought it in September 2020.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1431 OAK PL, THORNTON, CO 80229-4589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 2, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
May 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	May 30, 2017
Deed Document Number	2020000087335
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1431 OAK PL, THORNTON, CO 80229-4589
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053785
Date	Jul 3, 2018
Instrument	2018000053785

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 2, 2020
Property Address	1431 OAK PL, THORNTON, CO 80229-4589
Document Number	0000087335
Instrument Date	Aug 26, 2020
Instrument	2020000087335
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 OAK PL, 1431, THORNTON, CO 80229-4589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 OAM PLACE, THORNTON, CO 80229-4589

Mortgage

Document Number	0000087336
Date	Sep 2, 2020
Instrument	2020000087336

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	May 30, 2017
Property Address	1431 OAK PL, THORNTON, CO 80229-4589
Document Number	0000046113
Instrument Date	May 23, 2017
Instrument	2017000046113
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1431 OAK PL, THORNTON, CO 80229-4589

Mortgage

Document Number	0000046114
Date	May 30, 2017
Instrument	2017000046114

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1431 Oak Pl was $1,174.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00	$27,690 Land $5,630 Building $22,060	$443,000 Land $90,000 Building $353,000
2023	$3,550.00 (+12.77%)	$32,540 (+13.86%) Land $6,090 Building $26,450	$481,000 (+16.94%) Land $90,000 Building $391,000
2022	$3,148.00	$28,580 Land $10,560 Building $18,020	$411,336 Land $152,000 Building $259,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1431 Oak Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1431 Oak Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Verizon.

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