1431 N Razza Way, Eagle, ID 83616 Property Records

Ada County property record for 1431 N Razza Way, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,426 sqft · built 2006
Lot Size	1.85 acres (80,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,729,000 (Dec 2024)
Tax Bill	$7,298 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R1322140270`

Property Details

APN / Parcel Number

Primary APN	`R1322140270`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,426 sqft Living Area
Gross Area	7,357 sqft
1st Floor Area	3,461 sqft
Upper Floors Area	1,965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	80,760 sqft
Garage Type	Attached
Garage Area	1,249 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Porch
Porch Area	246 sqft
Deck Area	120 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1431 N RAZZA WAY
City	EAGLE
State	ID
Zip	83616-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-E
Legal Description	LOT 03 BLK 05 CAVALLO ESTATES
Legal Range	01W
Legal Township	04N
Legal Section	01
Legal Subdivision	CAVALLO ESTATES
Legal Block	05
Legal Lot Number	03
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1019
Census Tract	10231

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 17, 2022	Warranty Deed, Transfer · ARM KEY BANK NA
Nov 22, 2021	Intrafamily Transfer, Transfer
Nov 22, 2021	Intrafamily Transfer, Transfer
May 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	202470448
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000166551
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157

Mortgage

Document Number	0000020087
Date	Mar 24, 2026
Instrument	2026-020087

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2036
Change Frequency	Annually
Min Rate At Change	2.7%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126573
Date	Dec 17, 2019
Instrument	2019-126573

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 17, 2022
Property Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157
Document Number	0000056630
Map Reference	MB 85 PG 9527-9530
Instrument Date	May 17, 2022
Instrument	2022-056630
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157

Mortgage

Document Number	0000056631
Date	Jun 17, 2022
Instrument	2022-056631

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Nov 22, 2021
Property Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157
Document Number	0000166550
Map Reference	MB 85 PG 9527-9530
Instrument Date	Nov 16, 2021
Instrument	2021-166550
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1244 N SEVEN GOLDS AVE, EAGLE, ID 83616-5044

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Nov 22, 2021
Property Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157
Document Number	0000166551
Map Reference	MB 85 PG 9527-9530
Instrument Date	Nov 9, 2021
Instrument	2021-166551
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	May 19, 2021
Property Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157
Document Number	0000078678
Map Reference	MB 85 PG 9527-9530
Instrument Date	Apr 30, 2021
Instrument	2021-078678
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1431 N RAZZA WAY, EAGLE, ID 83616-4157

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,298.00 (+23.61%)	$2,465,400 (+50.87%)	$2,465,400 (+50.87%)
2024	$5,904.00 (-27.24%)
2023		$1,634,100 (-16.06%) Land $437,700 Building $1,196,400	$1,634,100 (-16.06%) Land $437,700 Building $1,196,400
2022	$8,114.00 Homeowner's exemption	$1,946,800 Land $401,600 Building $1,545,200	$1,946,800 Land $401,600 Building $1,545,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 81% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband.

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