1431 N Chapelcross Loop, Crystal River, FL 34429 Property Records

Citrus County property record for 1431 N Chapelcross Loop, Crystal River, FL 34429

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,518 sqft · built 1987
Lot Size	0.278 acres (12,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Mar 2021)
Tax Bill	$3,156 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17E-18S-25-0120-000A0-0270`

Property Details

APN / Parcel Number

Primary APN	`17E-18S-25-0120-000A0-0270`
Alternative APNs	`2518S17E0120000A00270` `2527633`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,518 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,118 sqft (0.278 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	230 sqft
Porch	Finished/Screened Porch
Porch Area	240 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2527633
Street Address	1431 N CHAPELCROSS LOOP
City	CRYSTAL RIVER
State	FL
Zip	34429-5790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	MEADOWCREST SINGLE FAMILY 2ND ADD PB 13 PG 65 LOT 27 BLK A
Legal Range	18E
Legal Township	18S
Legal Section	30
Legal Subdivision	MEADOWCREST SINGLE FAMILY 2ND
Legal Block	A
Legal Lot Number	27
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1006
Census Tract	450306

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 N CHAPELCROSS LOOP, CRYSTAL RIVER, FL 34429-5790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Sep 25, 2012 · Amount on Record
Deed Document Number	202116763
Deed Book / Page	3144 / 1608
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	0025261047
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 17, 2021
Property Address	1431 N CHAPELCROSS LOOP, CRYSTAL RIVER, FL 34429-5790
Document Number	0031441608
Book / Page	3144 / 1608
Map Reference	MB 13 PG 65
Instrument Date	Mar 11, 2021
Instrument	2021016763
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 NW BAY PATH DR, 175, CRYSTAL RIVER, FL 34428-4027

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 N CHAPELCROSS LOOP, CRYSTAL RIVER, FL 34429-5790

Mortgage

Document Number	31441610
Date	Mar 17, 2021
Instrument	3144/1610

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,156.00 (-10.92%) Homeowner's exemption	$242,036 (+5.31%) Land $10,000 Building $232,036	$242,036 (+5.31%) Land $10,000 Building $232,036
2024	$3,543.00 (+5.6%)	$229,833 (+2.03%) Land $10,000 Building $219,833	$229,833 (+2.03%) Land $10,000 Building $219,833
2023	$3,355.00 (+16.53%)	$225,257 (+18.41%) Land $10,000 Building $215,257	$225,257 (+18.41%) Land $10,000 Building $215,257
2022	$2,879.00 Additional exemption filed	$190,231 Land $9,670 Building $180,561	$190,231 Land $9,670 Building $180,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20