Harford County property record for 1431 Moonshadow Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,300 sqft · built 2002 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,850 (Nov 2002) |
| Tax Bill | $4,860 (2026) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-359107 |
| Primary APN | 03-359107 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 359107 |
|---|---|
| Street Address | 1431 MOONSHADOW RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-4999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 R3 |
| Legal Description | LOT 44 9975 SF 1431 MOONSHADOW ROAD GREENBRIER HILLS P106/29 |
| Legal Subdivision | GREENBRIER HILLS |
| Legal Lot Number | 44 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 303605 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1431 MOONSHADOW RD, BEL AIR, MD 21015-4999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2002 · Amount on Record |
| Deed Sale | Nov 20, 2002 · Amount on Record |
| Deed Document Number | 20021151 |
| Deed Book / Page | 4244 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1431 MOONSHADOW RD, BEL AIR, MD 21015-4999 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Title Company | SUMMIT RIDGE SETTLEMENTS, SUMMIT SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 1431 MOONSHADOW RD, BEL AIR, MD 21015-4999 |
| Document Number | 0161130452 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 16113/452 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1431 MOONSHADOW RD, BEL AIR, MD 21015-4999 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0139000149 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 13900/149 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,860.00 (+9.73%) Homeowner's exemption | $446,000 (+14.84%) | $481,400 (+12.4%) Land $120,400 Building $361,000 |
| 2025 | $4,429.00 (+10.31%) Homeowner's exemption | ||
| 2023 | $388,367 | $428,300 Land $120,400 Building $307,900 | |
| 2022 | $4,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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