1431 Loring St, Cocoa, FL 32922 Property Records

Brevard County property record for 1431 Loring St, Cocoa, FL 32922

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,108 sqft · built 1957
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$33,500 (Dec 2009)
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-36-20-52-*-18`

Property Details

APN / Parcel Number

Primary APN	`24-36-20-52-*-18`
Alternative APNs	`24-36-20-52-00000.0-0018.00` `2416645`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	1,147 sqft
1st Floor Area	1,108 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1998
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	80 ft deep x 100 ft wide
Porch	Finished/Open Porch
Porch Area	39 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2416645
Street Address	1431 LORING ST
City	COCOA
State	FL
Zip	32922-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	LORINGS UNRECORDED SUBD PT OF TRACT 3 ATKINSON SUBD AS DESC IN ORB 2 PG 214
Legal Range	36E
Legal Township	24S
Legal Section	20
Legal Subdivision	LORINGS UNRECORDED SUBD PT OF TRACT 3 AT
Legal Tract	3
Legal Lot Number	18
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2017
Census Tract	62302

Owner

1431 Loring St is owned and occupied by an individual who bought it in December 2009.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1431 LORING ST, COCOA, FL 32922-6441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 13, 2017	Deed of Trust, Mortgage · FHA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2009 · Amount on File
Deed Sale	Dec 1, 2009 · Amount on File
Prior Sale	May 24, 2007 · Amount on File
Deed Document Number	2009222733
Deed Book / Page	6071 / 1213
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1431 LORING ST, COCOA, FL 32922-6441
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 LORING STREET, COCOA, FL 32922

Mortgage

Document Number	0091962092
Date	Jul 21, 2021
Book Page	9196/2092
Instrument	2021188861

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Feb 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1431 LORING ST, COCOA, FL 32922-6441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE OF F

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077972780
Date	Jan 13, 2017
Book Page	7797/2780
Instrument	2017008566

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1431 Loring St was $1,933.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,800 (-2.88%)	$104,800 (-2.88%)
2025	$1,933.00	$107,910 Land $30,000 Building $77,910	$107,910 Land $30,000 Building $77,910
2023	$1,731.00 (+15.02%)	$105,400 (+22.56%) Land $30,000 Building $75,400	$105,400 (+22.56%) Land $30,000 Building $75,400
2022	$1,505.00	$86,000 Land $15,000 Building $71,000	$86,000 Land $15,000 Building $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1431 Loring St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Loring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Loring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures