1431 Highridge Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1431 Highridge Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,296 sqft · built 1979
Lot Size	0.127 acres (5,551 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Apr 2018)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-353-10-00`

Property Details

APN / Parcel Number

Primary APN	`161-353-10-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	5,551 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1431 HIGHRIDGE DR
City	OCEANSIDE
State	CA
Zip	92056-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 382 TR 008627
Legal Subdivision	PEACOCK HILLS
Legal Tract	008627
Legal Block	2
Legal Lot Number	382
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19305

Owner

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	33972 GRANADA DR, DANA POINT, CA 92629-2253
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 2, 2018	Grant Deed, Transfer · ARM FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	2018127276
Prior Transfer Date	Nov 10, 1994
Prior Transfer Doc	0000288287
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1431 HIGHRIDGE DR, OCEANSIDE, CA 92056-3050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000530272
Date	Nov 15, 2019
Instrument	2019-0530272

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1431 HIGHRIDGE DR, OCEANSIDE, CA 92056-3050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33972 GRANADA DR, DANA POINT, CA 92629-2253

Mortgage

Document Number	0000613889
Date	Oct 9, 2020
Instrument	2020-0613889

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2018
Property Address	1431 HIGHRIDGE DR, OCEANSIDE, CA 92056-3050
Document Number	0000304469
Instrument Date	Jul 22, 2018
Instrument	304469
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	33972 GRANADA DR DANA POINT CA 926292253, DANA POINT, CA 92629-2253

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2018
Property Address	1431 HIGHRIDGE DR, OCEANSIDE, CA 92056-3050
Document Number	0000127276
Map Reference	MAP 8627
Instrument Date	Feb 22, 2018
Instrument	2018-0127276
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33972 GRANADA DR, DANA POINT, CA 92629-2253

Mortgage

Document Number	0000127277
Date	Apr 2, 2018
Instrument	2018-0127277

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,591 (+2%) Land $207,679 Building $186,912
2025	$4,439.00 (+8.59%)	$386,855 (+4.04%) Land $203,607 Building $183,248
2023	$4,088.00 (+0.27%)	$371,834 Land $195,701 Building $176,133
2022	$4,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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