San Joaquin County property record for 1431 Hepburn St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,509 sqft · built 1996 |
| Lot Size | 0.133 acres (5,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Nov 2025) |
| Tax Bill | $9,115 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-300-430-000 |
| Primary APN | 242-300-430-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,509 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,803 sqft (0.133 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 242-300-43 |
|---|---|
| Street Address | 1431 HEPBURN ST |
| City | TRACY |
| State | CA |
| Zip | 95376-8621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95-FM PT OF 242-040-22 PER MUIRFIELD UNIT NO 2 |
| Legal Subdivision | MUIRFIELD |
| Legal Tract | 2315 |
| Legal Block | 2 |
| Legal Lot Number | 92 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5216 |
1431 Hepburn St is owned by an individual who bought it in November 2025.
Source: San Joaquin County records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 639 AZARA PL, 1, SUNNYVALE, CA 94086-6468 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 19, 2025 | Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Nov 19, 2025 | Grant Deed, Transfer · Conventional Mortgage RESICENTRAL LLC |
| Jul 7, 2023 | Grant Deed, Transfer · Conventional Mortgage UIF CORPORATION |
| Feb 15, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on File |
| Deed Sale | Nov 19, 2025 · Amount on File |
| Prior Sale | Jul 7, 2023 · Amount on File |
| Deed Document Number | 2025104581 |
| Prior Transfer Date | Sep 18, 2020 |
| Prior Transfer Doc | 0000123763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000033459 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023-033459 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 19, 2025 |
| Property Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000104582 |
| Map Reference | MB 32 PG 38 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025-104582 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 639 AZARA PL APT 1, 1, SUNNYVALE, CA 94086-6468 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 19, 2025 |
| Property Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000104581 |
| Map Reference | MB 32 PG 38 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-104581 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000104583 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-104583 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 7, 2023 |
| Property Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000053479 |
| Map Reference | MB 32 PG 38 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 2023-053479 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000053480 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023-053480 |
| Name | UIF CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017774 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018-017774 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000123763 |
| Map Reference | MB 32 PG 38 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020-123763 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1431 HEPBURN ST, TRACY, CA 95376-8621 |
| Document Number | 0000123764 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-123764 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 1431 Hepburn St was $9,115, down 8.7% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,115.00 (-8.68%) | $791,800 (-7.03%) Land $230,000 Building $561,800 | |
| 2025 | $9,981.00 | $851,700 Land $204,000 Building $647,700 | |
| 2023 | $3,656.00 (+2.12%) | $319,922 Land $79,678 Building $240,244 | $734,040 |
| 2022 | $3,580.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1431 Hepburn St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1431 Hepburn St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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