Eau Claire County property record for 1431 Grover Rd, Eau Claire, WI 54701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,137 sqft · built 1991 |
| Lot Size | 0.522 acres (22,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2022) |
| Tax Bill | $6,202 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-4549-000 |
| Primary APN | 15-4549-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,137 sqft Living Area |
| Basement Area | 1,253 sqft |
| Finished Basement | 863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Lot Area | 22,721 sqft (0.522 acres) |
| Lot Dimensions | 212 ft deep x 105 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1431 GROVER RD |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 5 GROVER POINT |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 31 |
| Legal Subdivision | GROVER POINT ADDN |
| Legal Lot Number | 5 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 900 |
1431 Grover Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Eau Claire County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1431 GROVER RD, EAU CLAIRE, WI 54701-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Jun 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | Jun 2, 2022 · Amount on File |
| Deed Document Number | 20221232186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1431 GROVER RD, EAU CLAIRE, WI 54701-5632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001275465 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 1275465 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.88% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1431 GROVER RD, EAU CLAIRE, WI 54701-5632 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001248096 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 1248096 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 28, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1431 GROVER RD, EAU CLAIRE, WI 54701-5632 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001210060 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 1210060 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Jun 2, 2022 |
| Property Address | 1431 GROVER RD, EAU CLAIRE, WI 54701-5632 |
| Document Number | 0001232186 |
| Instrument Date | May 24, 2022 |
| Instrument | 1232186 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 GROVER RD, EAU CLAIRE, WI 54701-5632 |
| Document Number | 0001232187 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 1232187 |
| Name | ROYAL CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1431 GROVER RD, EAU CLAIRE, WI 54701-5632 |
| Document Number | 0001188412 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1431 GROVER RD EAU CLAIRE WI 547015632, EAU CLAIRE, WI 54701-5632 |
| Document Number | 0001188412 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 1188412 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 17, 2035 |
The 2025 property tax bill for 1431 Grover Rd was $6,202 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,202.00 | $315,700 Land $51,100 Building $264,600 | $412,900 |
| 2023 | $311,300 (-) Land $51,100 Building $260,200 | ||
| 2022 | $311,300 Land $51,100 Building $260,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1431 Grover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1431 Grover Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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