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1431 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 1431 Gorham St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 3,640 sqft · built 1920
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Aug 2017)
Tax Bill$9,139 (2026)
Deeds & MortgagesAug 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM11560

Property Details

APN / Parcel Number

Primary APNM11560
Alternative APNs
  • LOWE M:188 B:2675 L:1431
  • M:000188 T:M11560

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms14 Rooms
Units2 Units
Stories2 Stories
Building Area3,640 sqft Living Area
Gross Area6,320 sqft
1st Floor Area1,400 sqft
Basement Area1,400 sqft
Unfinished Basement1,400 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM11560
Street Address1431 GORHAM ST
CityLOWELL
StateMA
Zip01852-5213
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block2675
Legal Lot Number1431
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2007
Census Tract312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1431 GORHAM ST, LOWELL, MA 01852-5213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 28, 2017Quit Claim Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Prior SaleMar 13, 2015 · Amount on Record
Deed Book / Page31420 / 225
Transfer Doc031420-225
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address1431 GORHAM ST, LOWELL, MA 01852-5213
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036104-255
DateAug 6, 2021
Book Page36104/255
Instrument46673
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 28, 2017
Property Address1431 GORHAM ST, LOWELL, MA 01852-5213
Document Number31420-225
Book / Page31420 / 225
Instrument38029
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$48.71
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 GORHAM ST, LOWELL, MA 01852-5213

Mortgage

Document Number314200228
DateAug 28, 2017
Instrument31420/0228
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,139.00 (+5.13%)$805,200 (+6.34%) Land $172,200 Building $633,000$685,231
2025$8,693.00 (+7.75%)$757,200 (+11.78%) Land $156,300 Building $600,900
2024$8,068.00 (+7.4%)$677,400 (+12%) Land $146,100 Building $531,300
2023$7,512.00$604,800 Land $127,000 Building $477,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

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