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  5. Exeter Rd

1431 Exeter Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 1431 Exeter Rd, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 5,649 sqft · built 2015
Lot Size0.438 acres (19,120 sqft)
OwnerIndividual Name on Record
Last Sale$1,678,000 (Dec 2015)
Tax Bill$24,110 (2023)
Deeds & MortgagesJul 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN181-113-17

Property Details

APN / Parcel Number

Primary APN181-113-17

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area5,649 sqft Heated Area
Gross Area6,724 sqft
1st Floor Area3,108 sqft
Upper Floors Area2,541 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area19,120 sqft (0.438 acres)
Garage Area548 sqft
PorchPorch
Porch Area471 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number181-113-17
Street Address1431 EXETER RD
CityCHARLOTTE
StateNC
Zip28211-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL5 B5 M6 845 & 847
Legal SubdivisionAMITY SUPPLY CO
Legal Block5
Legal Lot Number5
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1012
Census Tract2202

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1431 EXETER RD, CHARLOTTE, NC 28211-2230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jan 19, 2017Deed of Trust, Mortgage · ARM
NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2015 · Amount on Record
Deed SaleDec 7, 2015 · Amount on Record
Prior SaleMar 19, 2015 · Amount on Record
Deed Document Number0030460786
Deed Book / Page30460 / 786
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1431 EXETER RD, CHARLOTTE, NC 28211-2230
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137245
DateJul 15, 2021
Book Page36300/838
Instrument2021137245
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1431 EXETER RD, CHARLOTTE, NC 28211-2230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007948
DateJan 19, 2017
Book Page31509/248
Instrument2017007948
Lender
NameNEW YORK COMMUNITY BANK
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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