1431 E Joyce Ave, Palatine, IL 60074 Property Records

Cook County property record for 1431 E Joyce Ave, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1964
Lot Size	0.238 acres (10,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (May 2024)
Tax Bill	$7,020 (2023)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-209-030`

Property Details

APN / Parcel Number

Primary APN	`02-24-209-030`
Alternative APN	`02-24-209-030-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,354 sqft (0.238 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1431 E JOYCE AVE
City	PALATINE
State	IL
Zip	60074-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PALATINE)(HEIGHTS)(UNIT1) SUB OF NH NE SEC 24-42-10
Legal Range	10E
Legal Township	42N
Legal Section	24
Legal Subdivision	PALATINE HEIGHTS UNIT1
Legal Block	7
Legal Lot Number	2
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2003
Census Tract	803901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 E JOYCE AVE, PALATINE, IL 60074-5725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 29, 2021	Intrafamily Transfer, Transfer ATTORNEY
Jun 4, 2020	Deed of Trust, Mortgage DRAPER & KRAMER MTG
May 14, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	202420069
Prior Transfer Date	May 6, 2021
Prior Transfer Doc	0000003145
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1431 E JOYCE AVE, PALATINE, IL 60074-5725
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 E JOYCE AVE, PALATINE, IL 60074-5725

Mortgage

Document Number	0017519077
Date	Jun 24, 2025
Instrument	2517519077

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate	6.75%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jun 29, 2021
Property Address	1431 E JOYCE AVE, PALATINE, IL 60074-5725
Document Number	0018003145
Instrument Date	May 6, 2021
Instrument	2118003145
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1431 E JOYCE AVE, PALATINE, IL 60074-5725

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1431 E JOYCE AVE, PALATINE, IL 60074-5725
Document Number	2019821150
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 E JOYCE AVE PALATINE IL 600745725, PALATINE, IL 60074-5725

Mortgage

Document Number	2019821150
Date	Jul 16, 2020
Instrument	19821150

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 14, 2019
Property Address	1431 E JOYCE AVE, PALATINE, IL 60074-5725
Document Number	1913408074
Instrument Date	May 3, 2019
Instrument	13408074
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 TIPPERARY CT #3B SCHAUMBURG IL 601933281, 3B, SCHAUMBURG, IL 60193-3281

Mortgage

Document Number	1913408075
Date	May 14, 2019
Instrument	13408075

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 (+27.62%) Land $9,836 Building $24,164	$340,000 (+27.62%) Land $98,360 Building $241,640
2023	$7,020.00 (-10.31%)
2022	$7,827.00	$26,642 Land $8,283 Building $18,359	$266,420 Land $82,830 Building $183,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Aug 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, Verizon.

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