1431 E Elma Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 1431 E Elma Ct, Ontario, CA 91764

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 2.5 ba · 4,049 sqft · built 1986
Lot Size	0.247 acres (10,745 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Dec 1999)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Sep 2023 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0110-042-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0110-042-14-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	4,049 sqft Total Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	10,745 sqft (0.247 acres)
Lot Dimensions	134 ft deep x 80.2 ft wide
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1431 E ELMA CT
City	ONTARIO
State	CA
Zip	91764-5615
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	TRACT 12582 LOT 13
Legal Tract	12582
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3003
Census Tract	1504

Owner

Source: San Bernardino County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	930 E D ST, D, ONTARIO, CA 91764-4349
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Intrafamily Transfer, Transfer
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 1999 · Amount on Record
Deed Sale	Dec 7, 1999 · Amount on Record
Prior Sale	Apr 28, 1995 · Amount on Record
Deed Document Number	1999501771
Last Transfer Date	Apr 24, 2023
Transfer Doc	0000237036
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 26, 2023
Property Address	1431 E ELMA CT, ONTARIO, CA 91764-5615
Document Number	0000237036
Map Reference	MB 181 PG 45&46
Instrument Date	Apr 24, 2023
Instrument	2023-0237036
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	930 E D ST APT D, D, ONTARIO, CA 91764-4349

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1431 E ELMA CT, ONTARIO, CA 91764-5615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000474356
Date	Dec 23, 2019
Instrument	2019-0474356

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,900 (+2%) Land $94,063 Building $250,837
2025	$3,748.00 (+5.28%)	$338,138 (+4.04%) Land $92,219 Building $245,919
2023	$3,560.00 (+1.34%)	$325,008 Land $88,638 Building $236,370
2022	$3,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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