1431 E Clement St, Baltimore, MD 21230 Property Records

Baltimore City property record for 1431 E Clement St, Baltimore, MD 21230 · Last verified November 2025

Property Summary

Property TypeTownhouse
Details1 ba · 1,080 sqft · built 1875
Lot Size0.016 acres (720 sqft)
OwnerIndividual Name on File
Last Sale$347,000 (Oct 2025)
Tax Bill$4,682 (2023)
Deeds & MortgagesOct 2025 Assignment
Jun 2020 Sale & Mortgage
APN24-10-2019B-038

Property Details

APN / Parcel Number

Primary APN24-10-2019B-038
Alternative APN
  • 102019B038

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,080 sqft Total Area
1st Floor Area480 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1875
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialBuilt-Up Asphalt
Lot Area720 sqft
Lot Dimensions60 ft deep x 12 ft wide
Deck Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number102019B038
Old Parcel Number24102019B038
Street Address1431 E CLEMENT ST
CityBALTIMORE
StateMD
Zip21230-5205
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description12X60
Legal Section10
Legal Block2019B
Legal Lot Number38
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group1
Census Block1017
Census Tract240100

Owner

Source: Baltimore City records · APN 24-10-2019B-038

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1431 E CLEMENT ST, BALTIMORE, MD 21230-5205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Assignment of Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Jun 24, 2020Guardian's Deed, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleJun 24, 2020 · Amount on Record
Deed Document Number0028431165
Deed Book / Page28431 / 165
Record UpdatedJun 08, 2026

October 2025: Assignment of Deed, Transfer

Document TypeAssignment of Deed
JurisdictionBALTIMORE CITY MD
Recording DateOct 16, 2025
Property Address1431 E CLEMENT ST, BALTIMORE, MD 21230-5205
Document Number0284310165
Book / Page28431 / 165
Instrument DateAug 15, 2025
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$867.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1431 E CLEMENT ST, BALTIMORE, MD 21230-5205

Mortgage

Document Number0028431177
DateOct 16, 2025
Instrument28431/177
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2055

June 2020: Guardian's Deed, Transfer

Document TypeGuardian's Deed
JurisdictionBALTIMORE CITY MD
Recording DateJun 24, 2020
Property Address1431 E CLEMENT ST, BALTIMORE, MD 21230-5205
Document Number0221070320
Book / Page22107 / 320
Instrument DateApr 29, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyIN HOUSE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0022107330
DateJun 24, 2020
Instrument22107/330
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2025
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change5.37%
Index5-Year CMT
Margin2
Max Rate8.37%

Tax Assessment & Valuation

Source: Baltimore City records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$223,667 (+12.74%)$236,300 (+19.1%) Land $80,000 Building $156,300
2023$4,682.00 Homeowner's exemption$198,400 Land $80,000 Building $118,400$198,400 Land $80,000 Building $118,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 245102401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
2 of 6 on primary residences
Nearby Flood Claims5 (2003–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2013, rainfall accumulation
Flood Events
  • Hurricane Isabel (Sep 2003), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Locust Point Historic District
listed 2012 · 1,062 contributing resources · NRIS 12001084

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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