1431 E 15th St, Des Moines, IA 50316 Property Records

Polk County property record for 1431 E 15th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,295 sqft · built 1949
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Nov 2025)
Tax Bill	$1,716 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110/00203-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/00203-000-000`
Alternative APN	`792436303011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	1,295 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1431 E 15TH ST
City	DES MOINES
State	IA
Zip	50316-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 50 F LOT 105 ASHBROOK
Legal Subdivision	ASHBROOK
Legal Lot Number	105
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2002
Census Tract	1700

Owner

1431 E 15th St is owned and occupied by two individuals who bought it in November 2025.

Source: Polk County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1431 E 15TH ST, DES MOINES, IA 50316-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit WINTRUST MORTGAGE
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY CHOICE CU
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 11, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Jun 8, 2004 · Amount on File
Deed Document Number	202569878
Deed Book / Page	20341 / 433
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000059341
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1431 E 15TH ST, DES MOINES, IA 50316-2413
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 E 15TH ST, DES MOINES, IA 50316-2413

Mortgage

Document Number	0000069880
Date	Nov 19, 2025
Book Page	20341/451
Instrument	2025-00069880

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1431 E 15TH ST, DES MOINES, IA 50316-2413
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 KNOB HILL DR 2, 2, DES MOINES, IA 50317-7851

Mortgage

Document Number	0000069879
Date	Nov 19, 2025
Book Page	20341/435
Instrument	2025-00069879

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 19, 2025
Property Address	1431 E 15TH ST, DES MOINES, IA 50316-2413
Document Number	0000069878
Book / Page	20341 / 433
Instrument Date	Nov 11, 2025
Instrument	2025-00069878
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 E 15TH ST, DES MOINES, IA 50316-2413

Mortgage

Document Number	0000069879
Date	Nov 19, 2025
Book Page	20341/435
Instrument	2025-00069879

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Nov 23, 2020
Property Address	1431 E 15TH ST, DES MOINES, IA 50316-2413
Document Number	202000059341
Book / Page	18209 / 988
Instrument Date	Aug 31, 2020
Instrument	2020-00059341
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 E 15TH ST, DES MOINES, IA 50316-2413

Mortgage

Document Number	202000059342
Date	Nov 23, 2020
Instrument	2020-00059342

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Dec 31, 2019
Property Address	1431 E 15TH ST, DES MOINES, IA 50316-2413
Document Number	0000057857
Book / Page	017648 / 000424
Instrument Date	Dec 30, 2019
Instrument	57857
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 E 15TH ST DES MOINES IA 503162413, DES MOINES, IA 50316-2413

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK IA
Recording Date	Oct 11, 2017
Property Address	1431 E 15TH ST, DES MOINES, IA 50316-2413
Document Number	0000030555
Book / Page	016679 / 000466
Instrument Date	Oct 11, 2017
Instrument	30555
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 E 15TH ST DES MOINES IA 503162413, DES MOINES, IA 50316-2413

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,200 Land $15,400 Building $94,800	$110,200 Land $15,400 Building $94,800
2024	$1,716.00
2023		$97,700 Land $13,400 Building $84,300	$97,700 Land $13,400 Building $84,300
2020	$1,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1431 E 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1431 E 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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