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1431 David Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 1431 David Rd, Rail Road Flat, CA 95248

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,528 sqft · built 1981
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$42,500 (Dec 2011)
Tax Bill$841 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN014-023-007-000

Property Details

APN / Parcel Number

Primary APN014-023-007-000
Alternative APN
  • 014023007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,528 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1983
Architectural StyleConventional
Construction TypeWood
Lot Area87,120 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address1431 DAVID RD
CityRAIL ROAD FLAT
StateCA
Zip95248
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRRMH
Legal DescriptionLAKEWOOD PINES SUB UNITS 1 2 2A LOT 16
Legal SubdivisionLAKEWOOD PINES SUB
Legal Lot Number16
Legal Unit1
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group6
Census Block6001
Census Tract400

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 98, RAIL ROAD FLAT, CA 95248-0098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 24, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2011 · Amount on Record
Deed SaleDec 2, 2011 · Amount on Record
Prior SaleFeb 24, 2010 · Amount on Record
Deed Document Number201114213
Last Transfer DateSep 19, 2018
Transfer Doc0000010774
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address1431 DAVID RD, RAIL ROAD FLAT, CA 95248
Transaction TypeMortgage
Record UpdatedOct 8, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 98, RAIL ROAD FLAT, CA 95248-0098

Mortgage

Document Number0000009233
DateSep 15, 2025
Instrument2025-009233
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALAVERAS CA
Recording DateSep 24, 2018
Property Address1431 DAVID RD, RAIL ROAD FLAT, CA 95248
Document Number0000010774
Map ReferenceMB4 PG16
Instrument DateSep 19, 2018
Instrument2018-010774
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1431 DAVID RD, RAIL ROAD FLAT, CA 95248

Mortgage

Document Number0000010775
DateSep 24, 2018
Instrument2018-010775
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2038

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$54,436 (+2%) Land $25,616 Building $28,820
2025$841.00 (+1.69%) Homeowner's exemption$53,369 (+4.04%) Land $25,114 Building $28,255
2023$827.00 (+16.64%) Homeowner's exemption$51,298 Land $24,140 Building $27,158
2022$709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 84% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Volcano Vision
DSL		100 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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