Morgan County property record for 1431 Cochran Rd, Madison, GA 30650 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,365 sqft · built 2024 |
| Lot Size | 9.57 acres (416,869 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2022) |
| Tax Bill | $3,091 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061 023 |
| Primary APN | 061 023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,365 sqft Heated Area |
| 1st Floor Area | 1,365 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 416,869 sqft (9.57 acres) |
| Terrain | Rolling |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 377 sqft |
| Storage Building | 2,208 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5666 |
|---|---|
| Street Address | 1431 COCHRAN RD |
| City | MADISON |
| State | GA |
| Zip | 30650-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | BUCKHEAD |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 10400 |
Source: Morgan County records · APN 061 023
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2024 | Deed of Trust, Mortgage · Construction Mortgage BANK OF MADISON COUNTY |
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Nov 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage AGSOUTH FARM CREDIT |
| Oct 28, 2022 | Warranty Deed, Transfer |
| Jan 04, 2006 | Deed, Transfer · Conventional Mortgage THE PEOPLES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2022 · Amount on Record |
| Deed Sale | Nov 03, 2022 · Amount on Record |
| Prior Sale | Jan 04, 2006 · Amount on Record |
| Deed Document Number | 20221282 |
| Deed Book / Page | 704 / 719 |
| Prior Transfer Date | Oct 28, 2022 |
| Prior Transfer Doc | 000704/717 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Document Number | 0000000728/0000000172 |
|---|---|
| Date | Apr 03, 2024 |
| Book Page | 0000000728/0000000172 |
| Name | BANK OF MADISON COUNTY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Document Number | 0000000752/0000000731 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 0000000752/0000000731 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Nov 03, 2022 |
| Property Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Document Number | 000704/719 |
| Book / Page | 704 / 719 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022-001282 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 MADDOX RD, EATONTON, GA 31024-6009 |
| Document Number | 0000704721 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 704/721 |
| Name | AGSOUTH FARM CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Jan 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Oct 28, 2022 |
| Property Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Document Number | 000704/717 |
| Book / Page | 704 / 717 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022-001281 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Jan 04, 2006 |
| Property Address | 1431 COCHRAN RD, MADISON, GA 30650-5608 |
| Document Number | 000391/582 |
| Book / Page | 391 / 582 |
| Instrument Date | Jan 04, 2006 |
| Instrument | 2006-000011 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1938 COCHRAN RD, MADISON, GA 30650-5615 |
| Investor | Possibly a Property Investor |
| Document Number | 000391/583 |
|---|---|
| Date | Jan 06, 2006 |
| Book Page | 391/583 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|
Source: Morgan County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,091.00 (+119.22%) Homeowner's exemption | $139,940 (+97.42%) Land $44,405 Building $95,535 | $349,850 (+97.42%) Land $111,012 Building $238,838 |
| 2023 | $1,410.00 (-8.8%) | $70,885 (+12.16%) Land $43,302 Building $27,583 | $177,213 (+12.16%) Land $108,256 Building $68,957 |
| 2022 | $1,546.00 | $63,201 Land $24,594 Building $38,607 | $158,003 Land $61,486 Building $96,517 |
Source: FEMA National Flood Hazard Layer, Morgan County (13211C), updated January 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132110104002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Wildfire Risk | Moderate above 46% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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