1431 Cochran Rd, Madison, GA 30650 Property Records

Morgan County property record for 1431 Cochran Rd, Madison, GA 30650 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,365 sqft · built 2024
Lot Size9.57 acres (416,869 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Nov 2022)
Tax Bill$3,091 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Sep 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN061 023

Property Details

APN / Parcel Number

Primary APN061 023
Alternative APN
  • 5666

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,365 sqft Heated Area
1st Floor Area1,365 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialMetal
Lot Area416,869 sqft (9.57 acres)
TerrainRolling

Exterior Amenities

Deck AreaDeck Area
Patio Area377 sqft
Storage Building2,208 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number5666
Street Address1431 COCHRAN RD
CityMADISON
StateGA
Zip30650-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionMORGAN GA
Township / Civil DivisionBUCKHEAD
Census Block Group2
Census Block2069
Census Tract10400

Owner

Source: Morgan County records · APN 061 023

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1431 COCHRAN RD, MADISON, GA 30650-5608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Deed of Trust, Mortgage · Construction Mortgage
BANK OF MADISON COUNTY
Sep 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES
Nov 03, 2022Warranty Deed, Transfer · Conventional Mortgage
AGSOUTH FARM CREDIT
Oct 28, 2022Warranty Deed, Transfer
Jan 04, 2006Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2022 · Amount on Record
Deed SaleNov 03, 2022 · Amount on Record
Prior SaleJan 04, 2006 · Amount on Record
Deed Document Number20221282
Deed Book / Page704 / 719
Prior Transfer DateOct 28, 2022
Prior Transfer Doc000704/717
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN GA
Property Address1431 COCHRAN RD, MADISON, GA 30650-5608
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 COCHRAN RD, MADISON, GA 30650-5608

Mortgage

Document Number0000000728/0000000172
DateApr 03, 2024
Book Page0000000728/0000000172
Lender
NameBANK OF MADISON COUNTY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2025

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN GA
Property Address1431 COCHRAN RD, MADISON, GA 30650-5608
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 COCHRAN RD, MADISON, GA 30650-5608

Mortgage

Document Number0000000752/0000000731
DateSep 17, 2025
Book Page0000000752/0000000731
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN GA
Recording DateNov 03, 2022
Property Address1431 COCHRAN RD, MADISON, GA 30650-5608
Document Number000704/719
Book / Page704 / 719
Instrument DateNov 03, 2022
Instrument2022-001282
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 MADDOX RD, EATONTON, GA 31024-6009

Mortgage

Document Number0000704721
DateNov 03, 2022
Instrument704/721
Lender
NameAGSOUTH FARM CREDIT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term230 Months
DueJan 01, 2042

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN GA
Recording DateOct 28, 2022
Property Address1431 COCHRAN RD, MADISON, GA 30650-5608
Document Number000704/717
Book / Page704 / 717
Instrument DateOct 28, 2022
Instrument2022-001281
Transaction TypeTransfer
Record UpdatedDec 09, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 COCHRAN RD, MADISON, GA 30650-5608
InvestorPossibly a Property Investor

January 2006: Deed, Transfer

Document TypeDeed
JurisdictionMORGAN GA
Recording DateJan 04, 2006
Property Address1431 COCHRAN RD, MADISON, GA 30650-5608
Document Number000391/582
Book / Page391 / 582
Instrument DateJan 04, 2006
Instrument2006-000011
Transaction TypeTransfer
Record UpdatedDec 09, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1938 COCHRAN RD, MADISON, GA 30650-5615
InvestorPossibly a Property Investor

Mortgage

Document Number000391/583
DateJan 06, 2006
Book Page391/583
Lender
NameTHE PEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,091.00 (+119.22%) Homeowner's exemption$139,940 (+97.42%) Land $44,405 Building $95,535$349,850 (+97.42%) Land $111,012 Building $238,838
2023$1,410.00 (-8.8%)$70,885 (+12.16%) Land $43,302 Building $27,583$177,213 (+12.16%) Land $108,256 Building $68,957
2022$1,546.00$63,201 Land $24,594 Building $38,607$158,003 Land $61,486 Building $96,517

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (13211C), updated January 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132110104002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
1 of 3 on primary residences

Wildfire

Wildfire RiskModerate
above 46% of the US · above 47% of Georgia
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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