Lawrence County property record for 1431 Charles St, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,745 sqft · built 2021 |
| Lot Size | 9.9 acres (431,244 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,066 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32653-00000-000-10 |
| Primary APN | 32653-00000-000-10 |
|---|---|
| Alternative APN |
|
| Building Area | 3,745 sqft Living Area |
|---|---|
| 1st Floor Area | 2,881 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 431,244 sqft (9.9 acres) |
| Garage Area | 1,178 sqft |
| Account Number | R320806 |
|---|---|
| Street Address | 1431 CHARLES ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUBY RIDGE ADDITION #2 TRACT C1 REVISED PLAT 2022-04927 |
| Legal Subdivision | RUBY RIDGE ADDITION |
| Legal Tract | C1 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 966303 |
Source: Lawrence County records · APN 32653-00000-000-10
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 516, SPEARFISH, SD 57783-0516 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,066.00 (+0.01%) | $1,062,790 (+65.59%) Land $378,000 Building $684,790 | |
| 2024 | $11,065.00 (+5.68%) | ||
| 2023 | $870,140 Land $378,000 Building $492,140 | ||
| 2022 | $10,470.00 | $641,830 Land $89,520 Building $552,310 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 67% of the US · above 75% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 526 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Clarity Telecom | Fiber | 5,000 / 5,000 |
| Midcontinent Communications | Cable | 1,250 / 250 |
| Clarity Telecom | Cable | 1,000 / 30 |
| BHT Investment Holdings | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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