1431 Beech Mountain Pkwy, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1431 Beech Mountain Pkwy, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,380 sqft · built 1994
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Mar 2026)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1940-64-8690-000`

Property Details

APN / Parcel Number

Primary APN	`1940-64-8690-000`
Alternative APN	`1773578`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1773578
Street Address	1431 BEECH MOUNTAIN PKWY
City	BEECH MOUNTAIN
State	NC
Zip	28604-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	THE CLIFFS 160
Legal Subdivision	THE CLIFFS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1049
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 ELEUTHERA LN, INDIAN HARBOUR BEACH, FL 32937-4415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage HERITAGE TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2026758111
Deed Book / Page	2475 / 803
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 12, 2026
Property Address	1431 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8022
Document Number	0024750803
Book / Page	2475 / 803
Map Reference	MB 6 PG 225
Instrument Date	Mar 3, 2026
Instrument	758111
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 ELEUTHERA LN, INDIAN HARBOUR BEACH, FL 32937-4415

Mortgage

Document Number	0000758112
Date	Mar 12, 2026
Instrument	758112

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 29, 2017
Property Address	1431 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8022
Document Number	0019400215
Book / Page	1940 / 0215
Map Reference	MB 6 PG 225
Instrument Date	Sep 5, 2017
Instrument	662428
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 PURPLE MARTIN TRL, SUMMERVILLE, SC 29485-3300

Mortgage

Document Number	0019400218
Date	Sep 29, 2017
Book Page	1940/0218
Instrument	662429

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union
Address	SUMMERVILLE, SC 29483

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,100 (-) Land $14,900 Building $473,200
2025	$1,667.00 (-65.47%)	$488,100 (-) Land $14,900 Building $473,200
2024	$4,828.00		$488,100 Land $14,900 Building $473,200
2023		$488,100 Land $14,900 Building $473,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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