San Joaquin County property record for 1431 Baigorry St, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,208 sqft · built 2003 |
| Lot Size | 0.29 acres (12,637 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Jul 2023) |
| Tax Bill | $15,261 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 252-340-020-000 |
| Primary APN | 252-340-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 12,637 sqft (0.29 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 252-340-02 |
|---|---|
| Street Address | 1431 BAIGORRY ST |
| City | TRACY |
| State | CA |
| Zip | 95304-5906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 252-060-15 PER ELISSAGARAY RANCH NO 5 |
| Legal Subdivision | ELISSAGARAY RANCH |
| Legal Block | 3 |
| Legal Lot Number | 207 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5215 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jul 17, 2023 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jul 17, 2023 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 30, 2021 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 26, 2017 | Grant Deed, Transfer · Conventional Mortgage GOOGAIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Document Number | 202355977 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 0000055978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 15, 2026 |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000063950 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202663950 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000063950, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202663950 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000080762 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023-080762 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 17, 2023 |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000055978 |
| Map Reference | MB 37 PG 15 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023-055978 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 17, 2023 |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000055977 |
| Map Reference | MB 37 PG 15 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023-055977 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 BALGORRY STREET, BANTA, CA 95304-5906 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1431 BAIGORRY ST, BANTA, CA 95304-5906 |
| Document Number | 0000065989 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-065989 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 30, 2021 |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000145014 |
| Map Reference | MB 37 PG 15 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021-145014 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 BAIGORRY ST, BANTA, CA 95304-5906 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1431 BALGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000026555 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-026555 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 26, 2017 |
| Property Address | 1431 BAIGORRY ST, TRACY, CA 95304-5906 |
| Document Number | 0000124714 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 124714 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Title Company | OLD REPUBLIC TITLE COMPANY CONCORD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $753.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 201 VILLAGE GATE RD ORINDA CA 945632720, ORINDA, CA 94563-2720 |
| Document Number | 124715 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 124715 |
| Name | GOOGAIN |
|---|---|
| Address | SUNNYVALE, CA 94086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2032 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,261.00 (+0.07%) | ||
| 2025 | $15,250.00 (+12.91%) | $1,173,000 (+14.43%) Land $357,000 Building $816,000 | |
| 2023 | $13,506.00 (+1.99%) Homeowner's exemption | $1,025,100 Land $306,000 Building $719,100 | $1,011,330 |
| 2022 | $13,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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