1431 5th St N, Fargo, ND 58102 Property Records

Cass County property record for 1431 5th St N, Fargo, ND 58102

Property Summary

Property TypeSingle Family Home
Details2,177 sqft · built 1974
Lot Size0.287 acres (12,504 sqft)
Owner2 Individual Names on File
Tax Bill$4,850 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN01-0761-00040-000

Property Details

APN / Parcel Number

Primary APN01-0761-00040-000

Interior

Stories2 Stories
Building Area2,177 sqft Living Area
1st Floor Area1,313 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area12,504 sqft (0.287 acres)
Lot Dimensions147 ft deep x 85 ft wide

Location & Zoning

Street Address1431 5TH ST N
CityFARGO
StateND
Zip58102-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionLOT: 4 BLOCK: 1 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOT 4 BLK 1 REPLT W 668.46' BLK 1 & 2
Legal SubdivisionEL ZAGEL REPLAT
Legal Block1
Legal Lot Number4
JurisdictionCASS ND
Township / Civil DivisionFARGO
Census Block Group3
Census Block3019
Census Tract400

Owner

1431 5th St N is owned and occupied by two individuals.

Source: Cass County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1431 5TH ST N, FARGO, ND 58102-2734
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address1431 5TH ST N, FARGO, ND 58102-2734
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001506561
DateApr 6, 2017
Instrument1506561
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term359 Months
DueMar 22, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1431 5th St N was $4,850.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityFargo City
Unified School DistrictFargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,850.00$214,650 Land $42,250 Building $172,400$429,300 Land $84,500 Building $344,800
2023$5,433.00$180,000 Land $42,950 Building $137,050$360,000 Land $85,900 Building $274,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1431 5th St N in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1997–2009)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2009 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 5th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FARGO
serves 120,762 people · EPA ID ND0900336
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Otter Tail Telecom.

Nearby Properties on 5th St N

Nearby Streets

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